Mobile County property record for 3960 Higgins Rd, Mobile, AL 36619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,066 sqft · built 1990 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Apr 2023) |
| Tax Bill | $755 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R023306243001071 |
| Primary APN | R023306243001071 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1133936 |
|---|---|
| Old Parcel Number | R023306243001071 |
| Street Address | 3960 HIGGINS RD |
| City | MOBILE |
| State | AL |
| Zip | 36619-8974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 1 UNIT 1 CYPRESS SHORE SUB MBK 9 P 102 #SEC 24 T5S R2W #MP33 06 24 3 001 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | CYPRESS SHORE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 7000 |
Source: Mobile County records · APN R023306243001071
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3960 HIGGINS RD, MOBILE, AL 36619-8974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 10, 2023 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Dec 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SANDRA WALLEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Apr 10, 2023 · Amount on Record |
| Deed Document Number | 0000021986 |
| Last Transfer Date | Jan 30, 2026 |
| Transfer Doc | 0000006111 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 30, 2026 |
| Property Address | 3960 HIGGINS RD, MOBILE, AL 36619-8974 |
| Document Number | 0000006111 |
| Map Reference | MB 9 PG 102 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026006111 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 915 MCNEIL AVE, MOBILE, AL 36609-5162 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3960 HIGGINS RD, MOBILE, AL 36619-8974 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 10, 2023 |
| Property Address | 3960 HIGGINS RD, MOBILE, AL 36619-8974 |
| Document Number | 0000021986 |
| Map Reference | MB 9 PG 102 |
| Instrument Date | Apr 06, 2023 |
| Instrument | 2023021986 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3788 PATRICIA DR, MOBILE, AL 36619-9766 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3960 HIGGINS RD, MOBILE, AL 36619-8974 |
| Document Number | 0000021987 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023021987 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 27, 2022 |
| Property Address | 3960 HIGGINS RD, MOBILE, AL 36619-8974 |
| Document Number | 0000078517 |
| Map Reference | MB 9 PG 102 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022078517 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3440 HILLCREST RD, MOBILE, AL 36695-3180 |
| Name | Verified Name |
|---|---|
| Address | 3960 HIGGINS RD, MOBILE, AL 36619-8974 |
| Document Number | 0000078518 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022078518 |
| Name | SANDRA WALLEY |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $755.00 (+3.14%) Homeowner's exemption | $12,790 (+2.9%) Land $2,500 Building $10,290 | $127,900 (+2.9%) Land $25,000 Building $102,900 |
| 2024 | $732.00 Homeowner's exemption | $12,430 (+60.59%) Land $2,400 Building $10,030 | $124,300 (+60.59%) Land $24,000 Building $100,300 |
| 2023 | Additional exemption filed | $7,740 Land $2,360 Building $5,380 | $77,400 Land $23,600 Building $53,800 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 313 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 313 in force |
| Nearby Flood Claims | 407 (1979–2023) |
| Claims Outside the SFHA | 65 of 407 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 83% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Mediacom Communications Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 179 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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