3960 Hearthside Dr, Holt, MI 48842 Property Records

Ingham County property record for 3960 Hearthside Dr, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,870 sqft · built 1988
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2010)
Tax Bill	$5,355 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-13-152-005`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-13-152-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	1,870 sqft
Unfinished Basement	1,870 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,901 sqft (0.388 acres)
Lot Width	121 ft Width
Garage Type	Detached
Garage Area	734 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	1,118 sqft
Porch	Slab
Porch Area	20 sqft
Deck Area	291 sqft
Patio Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3960 HEARTHSIDE DR
City	HOLT
State	MI
Zip	48842-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(DP 6218) LOT 57,HEARTHSIDE ACRES SUBD.#2
Legal Subdivision	HEARTHSIDE ACRES 02
Legal Lot Number	57
Legal Unit	57
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1050
Census Tract	5502

Owner

3960 Hearthside Dr is owned and occupied by two individuals who acquired it in November 2016.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3960 HEARTHSIDE DR, HOLT, MI 48842-9746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2010 · Amount on File
Deed Sale	Jul 13, 2010 · Amount on File
Prior Sale	Nov 19, 2008 · Amount on File
Deed Document Number	201027927
Deed Book / Page	3390 / 78
Last Transfer Date	Nov 3, 2016
Transfer Doc	0000040351
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3960 HEARTHSIDE DR, HOLT, MI 48842-9746
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010476
Date	Mar 15, 2021
Instrument	2021-010476

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3960 Hearthside Dr was $5,355 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,300 (+3%) Land $33,800 Building $134,500	$336,600 (+3%) Land $67,600 Building $269,000
2025	$5,355.00 Homeowner's exemption	$163,400 Land $33,800 Building $129,600	$326,800 Land $67,600 Building $259,200
2023		$129,000 Land $27,500 Building $101,500	$258,000 Land $55,000 Building $203,000
2022	$4,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3960 Hearthside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3960 Hearthside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20