3960 Grace Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3960 Grace Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 1929
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (May 2023)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0121-0202-00`

Property Details

APN / Parcel Number

Primary APN	`550-0121-0202-00`
Alternative APN	`69603696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	1,166 sqft
Attic	Attic
Attic Area	560 sqft
Basement Area	1,166 sqft
Finished Basement	530 sqft
Unfinished Basement	636 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3960 GRACE AVE
City	CINCINNATI
State	OH
Zip	45211-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	E S GRACE AV 50 X 135 LOT 13 A SCHWALLIE SUB
Legal Subdivision	SCHWALLIE SUB
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1005
Census Tract	21001

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3960 GRACE AVE, CINCINNATI, OH 45211-3317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Construction Mortgage CINFED CU
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA
Feb 3, 2020	Quit Claim Deed, Transfer GUARDIAN SVGS BK
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	202330271
Deed Book / Page	14910 / 2052
Prior Transfer Date	Oct 1, 1993
Prior Transfer Doc	0000180148
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3960 GRACE AVE, CINCINNATI, OH 45211-3317
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 GRACE AVE, CHEVIOT, OH 45211-3317

Mortgage

Document Number	0000006199
Date	Jan 29, 2024
Book Page	15091/1254
Instrument	2024-0006199

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 8, 2029

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2023
Property Address	3960 GRACE AVE, CINCINNATI, OH 45211-3317
Document Number	0000030271
Book / Page	14910 / 2052
Map Reference	MB 31 PG 9
Instrument Date	Apr 28, 2023
Instrument	2023-0030271
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3960 GRACE AVE, CINCINNATI, OH 45211-3317

Mortgage

Document Number	0000030272
Date	May 5, 2023
Instrument	2023-0030272

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 3, 2020
Property Address	3960 GRACE AVE, CINCINNATI, OH 45211-3317
Document Number	0000011284
Book / Page	014096 / 001765
Instrument Date	Jan 24, 2020
Instrument	11284
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD CINCINNATI OH 452396333, CINCINNATI, OH 45239-6333

Mortgage

Document Number	11285
Date	Feb 3, 2020
Book Page	014096/001767
Instrument	11285

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Feb 2, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 7, 2018
Property Address	3960 GRACE AVE, CINCINNATI, OH 45211-3317
Document Number	0000008889
Map Reference	MB 31 PG 9
Instrument Date	Feb 26, 2018
Instrument	18-0018889
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 GRACE AVE, CINCINNATI, OH 45211-3317

Mortgage

Document Number	0000008890
Date	Mar 7, 2018
Instrument	18-0018890

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00 (+2.55%)	$67,789 (+%) Land $9,258 Building $58,531	$193,680 (-) Land $26,450 Building $167,230
2024	$3,445.00 (-0.12%)	$67,787 (-) Land $9,257 Building $58,530
2023	$3,449.00 (+4.61%)	$67,787 (+23.36%) Land $9,257 Building $58,530	$193,680 (+23.36%) Land $26,450 Building $167,230
2022	$3,297.00 Homeowner's exemption	$54,950 Land $9,016 Building $45,934
2020			$157,000 Land $25,760 Building $131,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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