3960 Georgetown Rd, Horner, WV 26372 Property Records

Lewis County property record for 3960 Georgetown Rd, Horner, WV 26372

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,624 sqft · built 2000
Lot Size	46.4 acres (2,021,184 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,532 (2026)
Deeds & Mortgages	Aug 2026 Sale Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-9K-0013.0003`

Property Details

APN / Parcel Number

Primary APN	`06-9K-0013.0003`
Alternative APN	`21-06-9K-0013.0003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,624 sqft Living Area
1st Floor Area	1,800 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	2,021,184 sqft (46.4 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3960 GEORGETOWN RD
City	HORNER
State	WV
Zip	26372-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46.40 AC SURF L SKIN CREEK
Legal Subdivision	SKIN CREEK
Jurisdiction	LEWIS WV
Township / Civil Division	HACKERS CREEK-SKIN CREEK
Census Block Group	3
Census Block	3055
Census Tract	967600

Owner

3960 Georgetown Rd is owned by two individuals who acquired it in July 2026.

Source: Lewis County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3956 GEORGETOWN RD, HORNER, WV 26372-9702
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 3, 2022	Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000303706
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LEWIS WV
Recording Date	Aug 25, 2026
Property Address	3960 GEORGETOWN RD, HORNER, WV 26372-9702
Document Number	0000303706
Book / Page	839 / 649
Instrument Date	Jul 28, 2026
Instrument	2026303706
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WV
Property Address	3960 GEORGETOWN RD, HORNER, WV 26372-9702
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000438/194
Date	Mar 7, 2019
Book Page	438/194
Instrument	162268

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WV
Property Address	3960 GEORGETOWN RD, HORNER, WV 26372-9702
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000460/697
Date	Feb 28, 2022
Book Page	460/697
Instrument	200418

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LEWIS WV
Recording Date	Nov 3, 2022
Property Address	3960 GEORGETOWN RD, HORNER, WV 26372-9702
Document Number	000791/235
Book / Page	791 / 235
Map Reference	DB 630 PG 47
Instrument Date	Oct 27, 2022
Instrument	213252
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213253
Date	Nov 3, 2022
Instrument	213253

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

The 2026 property tax bill for 3960 Georgetown Rd was $1,532, down 17.4% from the year before.

Source: Lewis County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Lewis County
Unified School District	Lewis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,532.00 (-17.41%)	$161,400 (-17.46%) Land $33,780 Building $127,620	$269,000 (-17.46%) Land $56,300 Building $212,700
2025	$1,855.00	$195,540 Land $69,240 Building $126,300	$325,900 Land $115,400 Building $210,500
2023	$1,633.00 (+1.68%)	$184,440 (+1.65%) Land $66,180 Building $118,260	$307,400 (+1.65%) Land $110,300 Building $197,100
2022	$1,606.00	$181,440 Land $65,340 Building $116,100	$302,400 Land $108,900 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3960 Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Mar 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3960 Georgetown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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