3960 el Canto Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 3960 el Canto Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,168 sqft · built 1976
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Sep 2011)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-202-13-00`

Property Details

APN / Parcel Number

Primary APN	`501-202-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,600 sqft (0.266 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3960 EL CANTO DR
City	SPRING VALLEY
State	CA
Zip	91977-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 579 TR 002777
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002777
Legal Block	3
Legal Lot Number	579
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	13601

Owner

3960 el Canto Dr is owner-occupied and held in a trust since September 2011.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3960 EL CANTO DR, SPRING VALLEY, CA 91977-1714
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Intrafamily Transfer, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2011 · Amount on File
Deed Sale	Sep 26, 2011 · Amount on File
Prior Sale	Nov 2, 1995 · Amount on File
Deed Document Number	2011496823
Prior Transfer Date	Dec 6, 2001
Prior Transfer Doc	0000041163
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2025
Property Address	3960 EL CANTO DR, SPRING VALLEY, CA 91977-1714
Document Number	0000291258
Map Reference	MAP 2777
Instrument Date	Oct 9, 2025
Instrument	2025-0291258
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3960 EL CANTO DR, SPRING VALLEY, CA 91977-1714

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3960 EL CANTO DR, SPRING VALLEY, CA 91977-1714
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 EL CANTO DR, SPRING VALLEY, CA 91977-1714

Mortgage

Document Number	0000071546
Date	Jan 29, 2021
Instrument	2021-0071546

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3960 el Canto Dr was $5,814.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$448,399 (+2%) Land $192,169 Building $256,230
2025	$5,814.00 Homeowner's exemption	$439,607 Land $188,401 Building $251,206
2023	$5,414.00 (+1.65%) Homeowner's exemption	$422,538 Land $181,086 Building $241,452
2022	$5,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3960 el Canto Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3960 el Canto Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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