3960 E White Cap Dr, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 3960 E White Cap Dr, Camp Verde, AZ 86322

Property Summary

Property TypeSingle Family Home
Details800 sqft · built 1995
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$262,500 (Aug 2025)
Tax Bill$869 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN404-15-062

Property Details

APN / Parcel Number

Primary APN404-15-062
Alternative APNs
  • 4041506201
  • 404150621

Interior

Stories1 Story
Building Area800 sqft Living Area
Gross Area1,600 sqft
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number404150621
Street Address3960 E WHITE CAP DR
CityCAMP VERDE
StateAZ
Zip86322-6160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERDE LAKES #2 LOT 506 600/441 744/371
Legal Range05E
Legal Township13
Legal Section14
Legal SubdivisionVERDE LAKES
Legal Lot Number506
JurisdictionYAVAPAI AZ
Township / Civil DivisionCAMP VERDE-SEDONA
Census Block Group2
Census Block2035
Census Tract1602

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2871, CAMP VERDE, AZ 86322-2871
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleSep 24, 1997 · Amount on Record
Deed Document Number202535804
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address3960 E WHITE CAP DR, CAMP VERDE, AZ 86322-6160
Document Number0000007965
Instrument DateFeb 9, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2018
Title CompanyPIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3960 E WHITE CAP DR CAMP VERDE AZ 863226160, CAMP VERDE, AZ 86322-6160

Mortgage

Document Number0000007965
DateFeb 16, 2018
Instrument7965
Lender
NameONEAZ CU
AddressPHOENIX, AZ 85027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 15, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
MunicipalityCamp Verde Town
Unified School DistrictCamp Verde Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$19,378 (-0.28%)$193,782 (-0.28%) Land $26,567 Building $167,215
2025$869.00 (+36.21%)$19,432 Land $3,142 Building $16,290$194,319 Land $31,418 Building $162,901
2022$638.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims5 (1982–2019)
Claims Outside the SFHA3 of 5
Most Recent ClaimFeb 2019
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 40% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERDE LAKES WATER - DINKY CREEK
private · serves 875 people · EPA ID AZ0413059
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verde Valley Internet
Fixed Wireless
100 / 25

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