Benton County property record for 3960 E Hwy 264, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,783 sqft |
| Lot Size | 5.88 acres (256,133 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Nov 2012) |
| Tax Bill | $5,182 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02880-000 |
| Primary APN | 18-02880-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,783 sqft Living Area |
| Gross Area | 3,289 sqft |
| 1st Floor Area | 1,807 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 976 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 256,133 sqft |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 722 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 378 sqft |
| Patio Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3960 E HIGHWAY 264 |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PART OF THE SE1/4 OF THE SE1/4 OF SECTION 17, TOWNSHIP 18 NORTH, RANGE 29 WEST OF THE FIFTH PRINCIPAL MERIDIAN, BENTON COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO- WIT: COMMENCING AT THE SOUTHWEST CORNER OF THE SE1/4 OF THE S |
| Legal Range | 29 |
| Legal Township | 18 |
| Legal Section | 17 |
| Legal Subdivision | RURAL |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21408 |
3960 E Hwy 264 is owned and occupied by two individuals who bought it in November 2012.
Source: Benton County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 E HIGHWAY 264, A, LOWELL, AR 72745-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Oct 28, 2020 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Apr 10, 2020 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Apr 8, 2019 | Deed of Trust, Construction Loan · Construction Mortgage ARVEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2012 · Amount on File |
| Deed Sale | Nov 27, 2012 · Amount on File |
| Prior Sale | Jun 16, 2006 · Amount on File |
| Deed Book / Page | 2012 / 48632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3960 E HIGHWAY 264, LOWELL, AR 72745-9208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3960 E HIGHWAY 264, LOWELL, AR 72745-9208 |
| Document Number | L202261395 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | L202261395 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | SPRINGDALE, AR 72764 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 21, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3960 E HIGHWAY 264, LOWELL, AR 72745-9208 |
| Document Number | 0000077349 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3960 E HIGHWAY 264 LOWELL AR 727459208, LOWELL, AR 72745-9208 |
| Document Number | 0000077349 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 77349 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGDALE, AR 72764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 24, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 3960 E HIGHWAY 264, LOWELL, AR 72745-9208 |
| Document Number | 0000021328 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3960 E HIGHWAY 264 LOWELL AR 727459208, LOWELL, AR 72745-9208 |
| Document Number | 0000021328 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 21328 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGDALE, AR 72764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 16, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Apr 8, 2019 |
| Property Address | 3960 E HIGHWAY 264, LOWELL, AR 72745-9208 |
| Document Number | 0000016189 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 16189 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3960 E HIGHWAY 264 LOWELL AR 727459208, LOWELL, AR 72745-9208 |
| Document Number | 0000016189 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 16189 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGDALE, AR 72764 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 7, 2020 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Unified School District | Springdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,182.00 (-19.97%) Homeowner's exemption | $110,498 (-) Land $40,572 Building $69,926 | $552,490 (-) Land $202,860 Building $349,630 |
| 2025 | $6,475.00 (+89.16%) Homeowner's exemption | $110,498 (+22.49%) Land $40,572 Building $69,926 | $552,490 (-) Land $202,860 Building $349,630 |
| 2024 | $552,490 (+22.49%) Land $202,860 Building $349,630 | ||
| 2023 | $3,423.00 | $90,210 Land $43,510 Building $46,700 | $451,050 Land $217,550 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3960 E Hwy 264 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3960 E Hwy 264 is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OzarksGo Fiber | 2,500 / 2,500 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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