3960 E Graythorn St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3960 E Graythorn St, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,561 sqft · built 1986
Lot Size	0.13 acres (5,702 sqft)
Owner	Individual Name on Record
Last Sale	$472,000 (Feb 2025)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`301-77-050`

Property Details

APN / Parcel Number

Primary APN	`301-77-050`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,702 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3960 E GRAYTHORN ST
City	PHOENIX
State	AZ
Zip	85044-6632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SAGUARO POINT MCR 274-17
Legal Range	03E
Legal Township	01S
Legal Section	25
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	SAGUARO POINT
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2015
Census Tract	116721

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3960 E GRAYTHORN ST, PHOENIX, AZ 85044-6632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 27, 2025	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 9, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	20250107239
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3960 E GRAYTHORN ST, PHOENIX, AZ 85044-6632
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 E GRAYTHORN ST, PHOENIX, AZ 85044-6632

Mortgage

Document Number	0000723336
Date	Dec 16, 2025
Instrument	20250723336

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 27, 2025
Property Address	3960 E GRAYTHORN ST, PHOENIX, AZ 85044-6632
Document Number	0000107239
Map Reference	MB 274 PG 17
Instrument Date	Feb 25, 2025
Instrument	20250107239
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	VALLEYWIDE TITLE AGENCY, VALLEYWIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9605 S 48TH ST # ST2060, ST2060, PHOENIX, AZ 85044-5666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 E GRAYTHORN ST, PHOENIX, AZ 85044-6632

Mortgage

Document Number	0000107240
Date	Feb 27, 2025
Instrument	20250107240

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 9, 2020
Property Address	3960 E GRAYTHORN ST, PHOENIX, AZ 85044-6632
Document Number	0000494500
Map Reference	DOC 88-332828
Instrument Date	May 4, 2020
Instrument	20200494500
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E WARNER RD STE 4, 315, CHANDLER, AZ 85225-0927

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3960 E GRAYTHORN ST, PHOENIX, AZ 85044-6632

Mortgage

Document Number	0000494501
Date	Jun 9, 2020
Instrument	20200494501

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,700 (+3.53%)	$437,000 (+3.53%) Land $87,400 Building $349,600
2025	$2,288.00 (+5.05%)
2024		$42,210	$422,100 Land $84,400 Building $337,700
2023	$2,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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