3960 E Appaloosa Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3960 E Appaloosa Rd, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,159 sqft · built 2021
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$958,000 (Jul 2026)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-31-209`

Property Details

APN / Parcel Number

Primary APN	`313-31-209`
Alternative APN	`313312095`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,159 sqft Living Area
Gross Area	3,309 sqft
1st Floor Area	1,410 sqft
2nd Floor Area	1,749 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Material	Concrete
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces
Pool Area	405 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3960 E APPALOOSA RD
City	GILBERT
State	AZ
Zip	85296-0723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW TRAILS SOUTHEAST AT MORRISON RANCH MCR 1467-49
Legal Subdivision	LAKEVIEW TRAILS SOUTHEAST AT MORRISON RA
Legal Lot Number	569
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	422658

Owner

Source: Maricopa County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 10, 2024	Intrafamily Transfer, Transfer
May 17, 2022	Special Warranty Deed, Construction Loan FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 17, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	2026413106
Prior Transfer Date	Apr 10, 2024
Prior Transfer Doc	0000187042
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 10, 2026
Property Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723
Document Number	0000413106
Instrument Date	Jul 2, 2026
Instrument	2026413106
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	ARIZONA PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723

Mortgage

Document Number	0000413107,
Date	Jul 10, 2026
Instrument	2026413107

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723

Mortgage

Document Number	0000589375
Date	Oct 13, 2025
Instrument	20250589375

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2024
Property Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723
Document Number	0000187042
Map Reference	MB 1467 PG 49
Instrument Date	Apr 9, 2024
Instrument	20240187042
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723

May 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2022
Property Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723
Document Number	0000426923
Map Reference	MB 1467 PG 49
Instrument Date	May 3, 2022
Instrument	20220426923
Transaction Type	Construction Loan
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9140 S KYRENE RD STE 202, 202, TEMPE, AZ 85284-2929

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2022
Property Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723
Document Number	0000426924
Map Reference	MB 1467 PG 49
Instrument Date	Apr 1, 2022
Instrument	20220426924
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3960 E APPALOOSA RD, GILBERT, AZ 85296-0723

Mortgage

Document Number	0000426925
Date	May 17, 2022
Instrument	20220426925

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,400 (+81.17%)	$634,000 (+3.48%) Land $126,800 Building $507,200
2025	$2,739.00 (+2.55%)	$34,995 (-42.23%)	$612,700 (+1.14%) Land $122,500 Building $490,200
2024		$60,580	$605,800 Land $121,100 Building $484,700
2023	$2,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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