3960 Cottage Path, Sumter, SC 29153 Property Records

Sumter County property record for 3960 Cottage Path, Sumter, SC 29153 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1999
Square Footage	2,016 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$13,000 (1997)
Tax Bill	$1,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`242-00-04-008`
Alternative APN	`45757`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,016 sqft Living Area
1st Floor	2,016 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Exterior Material	Brick Exterior
Foundation Type	Concrete Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Outdoor Kitchen Or Brick BBQ	Outdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	45757
Old Parcel Number	242 00 04 008
Street Address	3960 COTTAGE PATH
City	SUMTER
State	SC
Zip	29153-7561
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 54 PB99-133 1.00 AC
Legal Subdivision	EMERALD LAKE
Legal Lot Number	54
Jurisdiction	SUMTER SC
Minor Civil Division	SUMTER NORTHEAST
Census Blockgroup	1
Census Block	1020
Census Tract	402

Owner

Source: Sumter County records · APN 242-00-04-008

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3960 COTTAGE PATH, SUMTER, SC 29153-7561
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 1997 · Amount on Record
Deed Sale	Oct 31, 1997 · Amount on Record
Deed Doc Number	0006881760
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	May 01, 2026
Property Address	3960 COTTAGE PATH, SUMTER, SC 29153-7561
Document Number	1353004537
Book / Page	1353 / 4537
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 COTTAGE PATH, SUMTER, SC 29153-7561
Investor	Possibly a Property Investor

Mortgage

Document Number	1353004537,
Date	May 01, 2026
Book Page	1353/4537

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+1.37%)	$7,360 (+0.55%) Land $434 Building $6,926	$186,514 (-) Land $11,000 Building $175,514
2023		$7,320 (-) Land $300 Building $7,020	$186,514 (-) Land $11,000 Building $175,514
2022	$1,164.00	$7,320 Land $300 Building $7,020	$186,514 Land $11,000 Building $175,514

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	About 1 in 714 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.