3960 Co Rd 1089, Celeste, TX 75423 Property Records

Hunt County property record for 3960 Co Rd 1089, Celeste, TX 75423

Property Summary

Property TypeRural Home
Details2,616 sqft · built 2003
Lot Size11.3 acres (496,148 sqft)
Owner2 Individual Names on Record
Tax Bill$6,509 (2024)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0422-C800-0030-21

Property Details

APN / Parcel Number

Primary APN0422-C800-0030-21
Alternative APN
  • R125963

Interior

Stories2 Stories
Building Area2,616 sqft Living Area
Gross Area3,072 sqft
1st Floor Area1,814 sqft
2nd Floor Area802 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area496,148 sqft (11.3 acres)
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area65 sqft
Patio Area503 sqft
Shed1 Shed
Shed Area168 sqft
Utility Building1,950 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR125963
Street Address3960 COUNTY ROAD 1089
CityCELESTE
StateTX
Zip75423-4988
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA0422 HARRIS ALLEN,TRACT C8-3, ACRES 11.39
Legal SubdivisionHARRIS ALLEN
Legal TractC8-3
JurisdictionHUNT TX
Township / Civil DivisionCELESTE
Census Block Group2
Census Block2041
Census Tract960300

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3960 COUNTY ROAD 1089, CELESTE, TX 75423-4988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2003
Deed SaleMay 20, 2003
Deed Document Number0001014152
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address3960 COUNTY ROAD 1089, CELESTE, TX 75423-4988
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012649
DateSep 12, 2017
Instrument2017-12649
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCeleste Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$687,454 (+32.93%)$719,250 (+12.26%) Land $136,680 Building $582,570
2024$6,509.00 (-5.94%)
2023$517,140 Land $13,130 Building $504,010$640,690 Land $136,680 Building $504,010
2022$6,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
Point Broadband
Fixed Wireless
40 / 40

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