3960 A1A S, Unit 606, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 3960 A1A S, Unit 606, Saint Augustine, FL 32080

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,178 sqft · built 1980
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Nov 2021)
Tax Bill$120 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN174491-0606

Property Details

APN / Parcel Number

Primary APN174491-0606

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,178 sqft Living Area
1st Floor Area1,178 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area1,742 sqft (0.04 acres)

Location & Zoning

Street Address3960 A1A S, 606
CitySAINT AUGUSTINE
StateFL
Zip32080-4723
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description14/30,31 ST AUG BCH & TENNIS CLUB TOWNHOUSES TRACT 6 PARCEL 606 OR5415/1855
Legal Range30E
Legal Township08S
Legal Section10
Legal SubdivisionST. AUGUSTINE BEACH & TENNIS CLUB TOWNHO
Legal Tract6
Legal Block2
Legal Lot Number606
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2001
Census Tract21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3960 A1A S, 606, SAINT AUGUSTINE, FL 32080-4723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Nov 9, 2021Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Prior SaleNov 24, 2010 · Amount on Record
Deed Document Number2021122035
Deed Book / Page5415 / 1855
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateMay 29, 2026
Property Address3960 A1A S, 606, SAINT AUGUSTINE, FL 32080-4723
Document Number0000046038
Book / Page6373 / 354
Instrument DateMay 21, 2026
Instrument202646038
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3960 A1A S, SAINT AUGUSTINE, FL 32080-6928

Mortgage

Document Number0000046038,
DateMay 29, 2026
Book Page6373/354
Instrument202646038
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJun 1, 2066
Interest
Rate6.23%
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 9, 2021
Property Address3960 A1A S UNIT 606, 606, SAINT AUGUSTINE, FL 32080-4723
Document Number0054151855
Book / Page5415 / 1855
Map ReferenceMB 14 PG 30&31
Instrument DateNov 8, 2021
Instrument2021122035
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyPARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4414 ROBBINS AVE, 4414, ORLANDO, FL 32808-1920

Transferred To (Grantee/Buyer)

NameVerified Name
Address3960 A1A S UNIT 606, 606, SAINT AUGUSTINE, FL 32080-4723

Mortgage

Document Number54151859
DateNov 9, 2021
Instrument5415/1859
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,191 (+2.7%)$300,000 (-) Land $39,000 Building $261,000
2025$120.00 (-96.47%) Disabled Person's exemption Veteran's exemption$269,904 (+5.99%)$300,000 (-9.88%) Land $39,000 Building $261,000
2024$3,400.00 (+2.47%)
2023$3,318.00 (+1.97%) Homeowner's exemption$254,657 (+3%)$332,880 (+34.64%) Land $39,000 Building $293,880
2022$3,254.00 Homeowner's exemption$247,240$247,240 Land $30,240 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies954 units insured
incl. 660 condo units
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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