Delaware County property record for 396 Windcroft Dr, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,046 sqft · built 1992 |
| Lot Size | 0.406 acres (17,671 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jul 2018) |
| Tax Bill | $9,819 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 318-444-04-002-000 |
| Primary APN | 318-444-04-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,046 sqft Living Area |
| Gross Area | 5,236 sqft |
| 1st Floor Area | 1,756 sqft |
| Upper Floors Area | 1,290 sqft |
| Basement Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 17,671 sqft (0.406 acres) |
| Lot Dimensions | 140 ft deep x 231 ft wide |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 192 sqft |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 396 WINDCROFT DR |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-6220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT OVER-62 OVERLOOK SEC 2 |
| Legal Subdivision | OVERLOOK SEC 2 |
| Legal Lot Number | OVER- |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | WESTERVILLE CITY |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 12400 |
396 Windcroft Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Delaware County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 WINDCROFT DR, WESTERVILLE, OH 43082-6220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on File |
| Deed Sale | Jul 25, 2018 · Amount on File |
| Prior Sale | May 8, 1998 · Amount on File |
| Deed Document Number | 201819573 |
| Deed Book / Page | 1584 / 1631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 396 WINDCROFT DR, WESTERVILLE, OH 43082-6220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031166 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 1606/1061 |
| Instrument | 201800031166 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 25, 2018 |
| Property Address | 396 WINDCROFT DR, WESTERVILLE, OH 43082-6220 |
| Document Number | 0000019573 |
| Book / Page | 1584 / 1631 |
| Map Reference | PB 24 PG 165 166 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 2018-00019573 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 WINDCROFT DR, WESTERVILLE, OH 43082-6220 |
| Document Number | 0000019574 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 1584/1634 |
| Instrument | 2018-00019574 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 396 Windcroft Dr was $9,819, down 0.2% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,819.00 (-0.19%) | $193,100 (-) Land $39,730 Building $153,370 | $551,700 Land $113,500 Building $438,200 |
| 2024 | $9,838.00 (+1.16%) Homeowner's exemption | $193,100 (-) Land $39,730 Building $153,370 | |
| 2023 | $9,725.00 Homeowner's exemption | $193,100 Land $39,730 Building $153,370 | $551,700 Land $113,500 Building $438,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 396 Windcroft Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Windcroft Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Also Mapped Here | DEL-CO WATER COMPANY, INC. |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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