Laurel County property record for 396 Walnut Rd, Lily, KY 40740
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,400 sqft · built 1977 |
| Lot Size | 12.5 acres (546,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Apr 2025) |
| Tax Bill | $314 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-00-00-063.00 |
| Primary APN | 109-00-00-063.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Double Wide |
| Exterior Material | Vinyl |
| Lot Area | 546,242 sqft (12.5 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 340412 |
|---|---|
| Street Address | 396 WALNUT RD |
| City | LILY |
| State | KY |
| Zip | 40740-3259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-1 |
| Legal Description | 12.54 ACRES & '77 28X50 DW & BARN |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | NORTH CORBIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 971001 |
396 Walnut Rd, a rural home, is owned by an individual who bought it in April 2025.
Source: Laurel County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 378 WALNUT RD, LILY, KY 40740-3259 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage L&N FCU |
| Aug 17, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on File |
| Deed Sale | Apr 2, 2025 · Amount on File |
| Prior Sale | Aug 17, 2022 · Amount on File |
| Deed Document Number | 604127 |
| Deed Book / Page | D823 / 733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Apr 2, 2025 |
| Property Address | 396 WALNUT RD, LILY, KY 40740-3259 |
| Document Number | 00D823/733 |
| Book / Page | D823 / 733 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 604127 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 WALNUT RD, LILY, KY 40740-3259 |
| Name | Verified Name |
|---|---|
| Address | 378 WALNUT RD, LILY, KY 40740-3259 |
| Document Number | 0000604128 |
|---|---|
| Date | Apr 2, 2025 |
| Instrument | 604128 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Apr 1, 2040 |
| Change Frequency | 10 Years |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 12.6% |
| Index | 10-Year TN |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Aug 17, 2022 |
| Property Address | 396 WALNUT RD, LILY, KY 40740-3259 |
| Document Number | 00D792/596 |
| Book / Page | D792 / 596 |
| Map Reference | DB 265 PG 147 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 458428 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 378 WALNUT RD, LILY, KY 40740-3259 |
| Name | Verified Name |
|---|---|
| Address | 230 RIVERSIDE RD, LONDON, KY 40744-9427 |
The 2025 property tax bill for 396 Walnut Rd was $314.
Source: Laurel County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314.00 | $40,400 Land $5,400 Building $35,000 | $40,400 Land $5,400 Building $35,000 |
| 2023 | $319.00 | $40,400 | $40,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 396 Walnut Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 396 Walnut Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LAUREL WATER DISTRICT serves 16,062 people · EPA ID KY0630797 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zetalink Fixed Wireless | 200 / 100 |
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