396 Vertical Dr, Cocolalla, ID 83813 Property Records

Bonner County property record for 396 Vertical Dr, Cocolalla, ID 83813

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,062 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$524,612 (May 2025)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP55N03W234970A`

Property Details

APN / Parcel Number

Primary APN	`RP55N03W234970A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,062 sqft Finished Area
1st Floor Area	2,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Flat
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Geothermal
Heating Fuel	Solar

Location & Zoning

Street Address	396 VERTICAL DR
City	COCOLALLA
State	ID
Zip	83813-9654
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10
Legal Description	23-55N-3W W2W2NESW - CPWRS
Legal Range	03W
Legal Township	55N
Legal Section	23
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3013
Census Tract	950802

Owner

Source: Bonner County assessment roll, as of August 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	396 VERTICAL DR, COCOLALLA, ID 83813-9654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20251046826
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 9, 2025
Property Address	396 VERTICAL DR, COCOLALLA, ID 83813-9654
Document Number	0001046826
Instrument Date	May 9, 2025
Instrument	1046826
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE BONNER COUNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	396 VERTICAL DR, COCOLALLA, ID 83813-9654

Mortgage

Document Number	0001046827
Date	May 9, 2025
Instrument	1046827

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 11, 2020
Property Address	396 VERTICAL DR, COCOLALLA, ID 83813-9654
Document Number	0000965184
Instrument Date	Sep 2, 2020
Instrument	965184
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	396 VERTICAL DR, COCOLALLA, ID 83813-9654

Mortgage

Document Number	0000965185
Date	Sep 11, 2020
Instrument	965185

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,487 (+3.08%)	$463,487 (+3.08%)
2025	$1,463.00 (+40.81%) Homeowner's exemption	$449,649 (+30.93%) Land $130,177 Building $319,472	$449,649 (+30.93%) Land $130,177 Building $319,472
2023	$1,039.00 Homeowner's exemption	$343,423 Land $81,502 Building $261,921	$343,423 Land $81,502 Building $261,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Newmax.

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