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396 Valley Dr, Loudon, TN 37774 Property Records

Roane County property record for 396 Valley Dr, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,980 sqft · built 1989
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on File
Last Sale$307,000 (May 2024)
Tax Bill$1,158 (2025)
Deeds & MortgagesJan 2024 Mortgage
Aug 2021 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN073100E B 00200

Property Details

APN / Parcel Number

Primary APN073100E B 00200
Alternative APN
  • 100E B 00200

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,980 sqft Living Area
1st Floor Area920 sqft
AtticAttic
Attic Area140 sqft
Basement Area920 sqft
Finished Basement920 sqft
Unfinished Basement920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2010
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions405 ft deep x 200 ft wide
TerrainRolling
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area640 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address396 VALLEY DR
CityLOUDON
StateTN
Zip37774-7516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 3; SUBDIVISION: LAKE AWANA VALLEY RESORT; BLOCK: A
Legal SubdivisionLAKE AWANA VALLEY RESORT
Legal BlockA
Legal Lot NumberS 9 11
JurisdictionROANE TN
Township / Civil Division5
Census Block Group1
Census Block1015
Census Tract30205

Owner

396 Valley Dr is owned and occupied by an individual who bought it in May 2024.

Source: Roane County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address396 VALLEY DR, LOUDON, TN 37774-7516
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 9, 2021Quit Claim Deed, Transfer
Quitclaim
Aug 9, 2021Correction Deed
Mar 12, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 7, 2019Warranty Deed, Transfer
CERTIFIED TITLE
Jul 12, 2018Warranty Deed, Transfer
ADMIRAL TITLE LLC
Jun 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2024 · Amount on File
Deed SaleMay 31, 2024 · Amount on File
Prior SaleOct 7, 2019 · Amount on File
Deed Document Number20243679
Deed Book / Page1963 / 277
Prior Transfer DateMay 16, 2024
Prior Transfer Doc0000003678
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001945934
DateJan 23, 2024
Book Page1945/934
Instrument24000392
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROANE TN
Recording DateAug 9, 2021
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Document Number1815283
Book / Page1815 / 283
Map ReferenceMB 6 PG 37
Instrument DateJul 8, 2021
Instrument21007307
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 VALLEY DR, LOUDON, TN 37774-7516

August 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionROANE TN
Recording DateAug 9, 2021
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Document Number1815276
Book / Page1815 / 276
Map ReferenceMB 6 PG 37
Instrument DateJul 1, 2021
Instrument21007305
Record UpdatedAug 23, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address396 VALLEY DR, LOUDON, TN 37774-7516

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROANE TN
Recording DateMar 12, 2021
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Document Number0001789223
Book / Page1789 / 223
Map ReferenceMB 6 PG 37
Instrument DateMar 11, 2021
Instrument21002259
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address396 VALLEY DR, LOUDON, TN 37774-7516

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateOct 7, 2019
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Document Number1708905
Book / Page001708 / 000905
Instrument DateOct 4, 2019
Instrument6920
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyCERTIFIED TITLE

Transaction

AmountAmount on Record
Tax$33.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 VALLEY DR LOUDON TN 377747538, LOUDON, TN 37774-7538

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateJul 12, 2018
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Document Number1657514
Book / Page001657 / 000514
Instrument DateJul 9, 2018
Instrument4503
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyADMIRAL TITLE LLC

Transaction

AmountAmount on Record
Tax$44.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address396 VALLEY DR LOUDON TN 377747516, LOUDON, TN 37774-7516

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROANE TN
Recording DateJun 29, 2018
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Document Number1656328
Book / Page001656 / 000328
Instrument DateJun 29, 2018
Instrument4228
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$18.50
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address571 LUMINARY FIRETOWER RD SPRING CITY TN 373817613, SPRING CITY, TN 37381-7613

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROANE TN
Recording DateNov 13, 2017
Property Address396 VALLEY DR, LOUDON, TN 37774-7516
Document Number1631517
Book / Page001631 / 000517
Instrument DateNov 13, 2017
Instrument7667
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$118.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 VALLEY DR LOUDON TN 377747516, LOUDON, TN 37774-7516

Tax Assessment & Valuation

The 2025 property tax bill for 396 Valley Dr was $1,158.

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,158.00$77,250 Land $6,325 Building $70,925$309,000 Land $25,300 Building $283,700
2023$23,400 (+26.32%) Land $5,200 Building $18,200
2022$445.00$18,525 Land $5,200 Building $13,325$74,100 Land $20,800 Building $53,300
2020$93,600 Land $20,800 Building $72,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 396 Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Valley Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATTS BAR EAST U.D.
serves 4,280 people · EPA ID TN0000969
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Lenoir City Utility Board
Fiber		2,500 / 2,500

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