396 Summit Trl, Boerne, TX 78006 Property Records

Kendall County property record for 396 Summit Trl, Boerne, TX 78006

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,160 sqft · built 2003
Lot Size	6.76 acres (294,901 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,226 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R46976`

Property Details

APN / Parcel Number

Primary APN	`R46976`
Alternative APNs	`1579300000080` `46976`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,160 sqft Living Area
Gross Area	4,074 sqft
1st Floor Area	3,160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	294,901 sqft
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	396 SUMMIT TRL
City	BOERNE
State	TX
Zip	78006-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CANYON RANCH LOT 8, 5.77 ACRES
Legal Subdivision	TWIN CANYON RANCH
Legal Block	2
Legal Lot Number	8
Jurisdiction	KENDALL TX
Township / Civil Division	BOERNE
Census Block Group	2
Census Block	2000
Census Tract	970404

Owner

Source: Kendall County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 SUMMIT TRL, BOERNE, TX 78006-7022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 5, 2020	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	396 SUMMIT TRL, BOERNE, TX 78006-7022
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356275
Date	May 12, 2021
Instrument	356275

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	396 SUMMIT TRL, BOERNE, TX 78006-7022
Document Number	0000341471
Instrument Date	Apr 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	396 SUMMIT TRL BOERNE TX 780067022, BOERNE, TX 78006-7022

Mortgage

Document Number	0000341471
Date	Apr 5, 2020
Book Page	001758/000398
Instrument	341471

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2035

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Kendall County
Unified School District	Boerne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,031 (+1%)	$582,020 (-) Land $243,240 Building $338,780
2025	$4,226.00 (-4%) Homeowner's exemption Senior Citizen's exemption	$460,937 (+1%)	$582,020 (-) Land $243,240 Building $338,780
2024		$419,034 (-28%)	$582,020 (-) Land $243,240 Building $338,780
2023	$7,043.00 (-18.79%) Homeowner's exemption	$582,020 Land $243,240 Building $338,780	$582,020 Land $243,240 Building $338,780
2022	$8,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
BEC Fiber Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940

May also be available: T-Mobile.

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