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396 Summit Ave E, Blackduck, MN 56630 Property Records

Beltrami County property record for 396 Summit Ave E, Blackduck, MN 56630

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,228 sqft · built 1967
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$158,000 (Feb 2023)
Tax Bill$3,078 (2026)
Deeds & MortgagesMay 2026 Mortgage
Feb 2023 Sale & Mortgage
APN81.00424.00

Property Details

APN / Parcel Number

Primary APN81.00424.00

Interior

Bedrooms3 Beds
Building Area1,228 sqft Living Area
Gross Area1,200 sqft
Basement Area875 sqft
Finished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable
Lot Area11,326 sqft (0.26 acres)
Lot Width50 ft Width
Garage Area1,170 sqft
PorchSlab
Porch Area169 sqft
Deck Area1 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address396 SUMMIT AVE E
CityBLACKDUCK
StateMN
Zip56630-2100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT- 7 TWP-149 RANGE- 30 *NOT ON FILE* LOT- 5 BLOCK- 2
Legal Range30
Legal Township149
Legal Section07
Legal SubdivisionLEES ADDITION TO BLACKDUCK
Legal Block2
Legal Lot Number5
JurisdictionBELTRAMI MN
Township / Civil DivisionBLACKDUCK
Census Block Group3
Census Block3036
Census Tract450400

Owner

Source: Beltrami County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address396 SUMMIT AVE E, BLACKDUCK, MN 56630-2100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 2, 2023Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2023 · Amount on Record
Deed SaleFeb 1, 2023 · Amount on Record
Prior SaleAug 7, 2015 · Amount on Record
Deed Document Number20231509746
Prior Transfer DateJan 31, 2006
Prior Transfer Doc0000461106
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Recording DateMay 29, 2026
Property Address396 SUMMIT AVE E, BLACKDUCK, MN 56630-2100
Document Number0000636495
Instrument DateMay 21, 2026
Instrument2026636495
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address396 SUMMIT AVE E, BLACKDUCK, MN 56630-2100

Mortgage

Document Number0000636495,
DateMay 29, 2026
Instrument2026636495
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateFeb 2, 2023
Property Address396 SUMMIT AVE E, BLACKDUCK, MN 56630-2100
Document NumberA000613591
Instrument DateFeb 1, 2023
InstrumentA000613591
Transaction TypeTransfer
Record UpdatedFeb 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$521.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address396 SUMMIT AVE E, BLACKDUCK, MN 56630-2100

Mortgage

Document NumberA000613592
DateFeb 2, 2023
InstrumentA000613592
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 24, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBlackduck City
Unified School DistrictBlackduck Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,078.00 (+2.87%)
2025$2,992.00 (+41.8%) Homeowner's exemption$171,500 (-2.5%) Land $5,000 Building $166,500$171,500 (-2.5%) Land $5,000 Building $166,500
2023$175,900 Land $10,100 Building $165,800$175,900 Land $10,100 Building $165,800
2021$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBlackduck
serves 826 people · EPA ID MN1040014
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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