396 Summer Bend Rd, Columbia, SC 29223 Property Records

Richland County property record for 396 Summer Bend Rd, Columbia, SC 29223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,652 sqft · built 2005
Lot Size	0.234 acres (10,216 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Nov 2020)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17216-12-08`

Property Details

APN / Parcel Number

Primary APN	`17216-12-08`
Alternative APNs	`R17216-12-08` `01813639`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,652 sqft Heated Area
Gross Area	3,254 sqft
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,216 sqft (0.234 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01813639
Street Address	396 SUMMER BEND RD
City	COLUMBIA
State	SC
Zip	29223-7876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 59 62.5X19.6X87.6X75X100 #SU SUMMER VALLEY PH II-A #PR RB948-3067
Legal Subdivision	SUMMER SIDE @ SUMMER VALLEY
Legal Lot Number	59,62
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1004
Census Tract	11420

Owner

396 Summer Bend Rd is owned and occupied by an individual who bought it in November 2020.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	396 SUMMER BEND RD, COLUMBIA, SC 29223-7876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Aug 24, 2005 · Amount on File
Deed Document Number	202062821
Deed Book / Page	2552 / 856
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 17, 2020
Property Address	396 SUMMER BEND RD, COLUMBIA, SC 29223-7876
Document Number	2552/0856
Book / Page	002552 / 000856
Instrument Date	Nov 3, 2020
Instrument	62821
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	396 SUMMER BEND RD COLUMBIA SC 292237876, COLUMBIA, SC 29223-7876

Mortgage

Document Number	2552/0860
Date	Nov 17, 2020
Book Page	002552/000860
Instrument	62822

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 396 Summer Bend Rd was $2,098.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,098.00	$203,600	$240,200 Land $27,500 Building $212,700
2023	$1,852.00	$7,080	$177,000
2021	$1,834.00	$7,080	$177,000 Land $22,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 396 Summer Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 396 Summer Bend Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC CHARLESWOOD S/D (4050008) private · serves 484 people · EPA ID SC4050008
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20