396 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 396 Spring St SW, Concord, NC 28025 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1965
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Sep 2021)
Tax Bill	$1,316 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 13 3975`

Property Details

APN / Parcel Number

Primary APN	`5630 13 3975`
Alternative APNs	`12039 0168.000000` `149828` `8391`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	700 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	149828
Street Address	396 SPRING ST SW
City	CONCORD
State	NC
Zip	28025-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 FAIRVIEW BLK B
Legal Subdivision	FAIRVIEW
Legal Block	B
Legal Lot Number	13
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2003
Census Tract	42101

Owner

Source: Cabarrus County records · APN 5630 13 3975

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	396 SPRING ST SW, CONCORD, NC 28025-5041
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	0015506330
Deed Book / Page	15506 / 330
Record Updated	Jun 07, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 20, 2021
Property Address	396 SPRING ST SW, CONCORD, NC 28025-5041
Document Number	15506330
Book / Page	15506 / 330
Map Reference	MB 1 PG 63
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 ROSEDALE DR SW, 26, CONCORD, NC 28027-6824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8512 GRAY LN, LA GRANGE, TX 78945-5421

Mortgage

Document Number	15506334
Date	Sep 20, 2021
Book Page	15506/334

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,316.00	$107,890 Land $25,500 Building $82,390	$107,890 Land $25,500 Building $82,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.