Lamar County property record for 396 Scruggs Rd, Sumrall, MS 39482
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,308 sqft · built 2020 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,497 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-30-019.021 |
| Primary APN | 119-30-019.021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,308 sqft Living Area |
| 2nd Floor Area | 582 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Pool Area | 612 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 38516 |
|---|---|
| Street Address | 396 SCRUGGS RD |
| City | SUMRALL |
| State | MS |
| Zip | 39482-3915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APOT SE 1/4 SE 1/4 |
| Jurisdiction | LAMAR MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 20101 |
396 Scruggs Rd is owned and occupied by two individuals who acquired it in December 2019.
Source: Lamar County records, as of October 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 396 SCRUGGS RD, SUMRALL, MS 39482-3915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Jun 11, 2020 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 |
| Deed Sale | Dec 31, 2019 |
| Deed Document Number | 000027Y136 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMAR MS |
| Property Address | 396 SCRUGGS RD, SUMRALL, MS 39482-3915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1855/51 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 1855/51 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMAR MS |
| Property Address | 396 SCRUGGS RD, SUMRALL, MS 39482-3915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1803/225 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 1803/225 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39402 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jun 9, 2021 |
The 2025 property tax bill for 396 Scruggs Rd was $5,497 with a homeowner's exemption.
Source: Lamar County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lamar County |
| Unified School District | Lamar County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,497.00 Homeowner's exemption | $43,735 | $437,350 Land $20,250 Building $417,100 |
| 2023 | $5,497.00 Homeowner's exemption | $43,735 | $437,350 Land $20,250 Building $417,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Scruggs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Scruggs Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 88% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LAMAR WATER ASSN #1 public/private · serves 18,491 people · EPA ID MS0370011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PearlComm Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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