Flathead County property record for 396 Sawtooth Dr, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,706 sqft · built 2022 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,639 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R701998 |
| Primary APN | R701998 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 133 sqft |
| 2nd Floor Area | 1,573 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 9,670 sqft (0.222 acres) |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 407 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000505961 |
|---|---|
| Street Address | 396 SAWTOOTH DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O'BRIEN BLUFFS, S36, T31 N, R22 W, LOT 25, ASSR #0000505961 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Subdivision | O'BRIEN BLUFFS |
| Legal Lot Number | 25 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 402 |
396 Sawtooth Dr is owned and occupied by two individuals who acquired it in October 2020.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 SAWTOOTH DR, WHITEFISH, MT 59937-3060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Oct 27, 2020 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 |
| Deed Sale | Oct 27, 2020 |
| Prior Sale | Aug 9, 2013 |
| Deed Document Number | 202036156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 396 SAWTOOTH DR, WHITEFISH, MT 59937-3060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 396 SAWTOOTH DR, WHITEFISH, MT 59937-3060 |
| Document Number | 202300015770 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 202300015770 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 27, 2020 |
| Property Address | 396 SAWTOOTH DR, WHITEFISH, MT 59937-3060 |
| Document Number | 202000036156 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 202000036156 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 WADE LN, BOZEMAN, MT 59715-7922 |
The 2026 property tax bill for 396 Sawtooth Dr was $2,639, down 11.5% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,639.00 (-11.5%) | $834,300 (-) | |
| 2025 | $2,982.00 | $834,300 | $834,300 Land $334,220 Building $500,080 |
| 2023 | $4,554.00 | $663,100 | $663,100 Land $216,043 Building $447,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Sawtooth Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Sawtooth Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks, Vero Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures