396 S Westwind Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 396 S Westwind Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,409 sqft · built 1956
Lot Size	0.367 acres (16,000 sqft)
Owner	Trust Name on File
Last Sale	$298,000 (Mar 2009)
Tax Bill	$8,816 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`486-520-30-00`

Property Details

APN / Parcel Number

Primary APN	`486-520-30-00`
Alternative APN	`4860810500`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,409 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	16,000 sqft (0.367 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4860810500
Street Address	396 S WESTWIND DR
City	EL CAJON
State	CA
Zip	92020-2964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 41 LOT 1A MP 4831& TR 002367
Legal Subdivision	LINCOLN HEIGHTS
Legal Tract	002367
Legal Block	2
Legal Lot Number	41,1A
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16000

Owner

396 S Westwind Dr is owner-occupied and held in a trust since June 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 21, 2020	Quit Claim Deed, Transfer AMROCK INC
Sep 5, 2019	Quit Claim Deed, Transfer OTHER
Sep 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2009 · Amount on File
Deed Sale	Mar 6, 2009 · Amount on File
Prior Sale	Jul 1, 2008 · Amount on File
Deed Document Number	2009113426
Last Transfer Date	Jun 8, 2020
Transfer Doc	0000552846
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964

Mortgage

Document Number	0000103012
Date	Mar 8, 2022
Instrument	2022-0103012

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2020
Property Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964
Document Number	0000552846
Map Reference	MAP 2367
Instrument Date	Jun 8, 2020
Instrument	2020-0552846
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964

Mortgage

Document Number	0000552847
Date	Sep 21, 2020
Instrument	2020-0552847

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2020
Property Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964
Document Number	0000552848
Instrument Date	Jun 8, 2020
Instrument	552848
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	396 S WESTWIND DR EL CAJON CA 920202964, EL CAJON, CA 92020-2964

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2019
Property Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964
Document Number	0000381812
Instrument Date	Aug 29, 2019
Instrument	381812
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	396 S WESTWIND DR EL CAJON CA 920202964, EL CAJON, CA 92020-2964

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2019
Property Address	396 S WESTWIND DR, EL CAJON, CA 92020-2964
Document Number	0000381810
Instrument Date	Aug 29, 2019
Instrument	381810
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	396 S WESTWIND DR EL CAJON CA 920202964, EL CAJON, CA 92020-2964

Mortgage

Document Number	381811
Date	Sep 5, 2019
Instrument	381811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 396 S Westwind Dr was $8,816 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$652,608 (+2%) Land $164,181 Building $488,427
2025	$8,816.00 Homeowner's exemption	$639,812 Land $160,962 Building $478,850
2023	$5,447.00 (-7.9%) Homeowner's exemption	$423,968 Land $154,712 Building $269,256
2022	$5,914.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 396 S Westwind Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 396 S Westwind Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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