McDowell County property record for 396 S Main St, Marion, NC 28752
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 1,202 sqft · built 1940 |
| Lot Size | 0.123 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Sep 2020) |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-11-75-2423 |
| Primary APN | 1701-11-75-2423 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,202 sqft Total Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.123 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 73023 |
|---|---|
| Street Address | 396 S MAIN ST |
| City | MARION |
| State | NC |
| Zip | 28752-4527 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | HEADLINES |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970500 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 396 S MAIN ST, MARION, NC 28752-4527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on Record |
| Deed Sale | Sep 3, 2020 · Amount on Record |
| Prior Sale | Apr 28, 2005 · Amount on Record |
| Deed Document Number | 0001321359 |
| Deed Book / Page | 1321 / 359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 3, 2020 |
| Property Address | 396 S MAIN ST, MARION, NC 28752-4527 |
| Document Number | 0013210359 |
| Book / Page | 001321 / 000359 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 4441 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 396 S MAIN ST MARION NC 287524527, MARION, NC 28752-4527 |
| Document Number | 13210364 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 001321/000364 |
| Instrument | 4442 |
| Name | FRANK D & RHONDA L SILVER |
|---|---|
| Address | 72 LAKE CLUB LN, NEBO, NC 28761-7683 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587.00 | $98,160 (-) Land $40,000 Building $58,160 | |
| 2023 | $587.00 | $98,160 Land $40,000 Building $58,160 | $98,160 Land $40,000 Building $58,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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