Mecklenburg County property record for 396 Reed Rd, La Crosse, VA 23950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,684 sqft · built 1900 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,300 (Jul 2022) |
| Tax Bill | $344 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138000-A-010A |
| Primary APN | 138000-A-010A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Shingles |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 39,640 sqft (0.91 acres) |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | R037127 |
|---|---|
| Street Address | 396 REED RD |
| City | LA CROSSE |
| State | VA |
| Zip | 23950-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PAR- KING EST |
| Jurisdiction | MECKLENBURG VA |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 930104 |
Source: Mecklenburg County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 396 REED RD, LA CROSSE, VA 23950-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · VA Mortgage MODERN MORTGAGE FINANCIAL LLC |
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK |
| Jul 1, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Deed Document Number | 220002805 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG VA |
| Property Address | 396 REED RD, LA CROSSE, VA 23950-2322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 396 REED RD, LA CROSSE, VA 23950-2322 |
| Document Number | 0250005473 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 250005473 |
| Name | MODERN MORTGAGE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FARMINGTON, MI 48331 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG VA |
| Property Address | 396 REED RD, LA CROSSE, VA 23950-2322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220003945 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 220003945 |
| Name | BENCHMARK COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 16, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG VA |
| Recording Date | Jul 1, 2022 |
| Property Address | 396 REED RD, LA CROSSE, VA 23950-2322 |
| Document Number | 0220002805 |
| Instrument Date | May 10, 2022 |
| Instrument | 220002805 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 REED RD, LA CROSSE, VA 23950-2322 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Mecklenburg County |
| Unified School District | Mecklenburg County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $344.00 (+66.18%) | $95,700 (+84.39%) Land $9,600 Building $86,100 | $95,700 (+84.39%) Land $9,600 Building $86,100 |
| 2023 | $207.00 | $51,900 (-) Land $9,100 Building $42,800 | $51,900 (-) Land $9,100 Building $42,800 |
| 2022 | $207.00 | $51,900 Land $9,100 Building $42,800 | $51,900 Land $9,100 Building $42,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empower Broadband Fiber | 1,000 / 1,000 |
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