396 Purdue Ln, Elgin, IL 60123 Property Records

Kane County property record for 396 Purdue Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 978 sqft · built 1975
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Dec 2003)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-258-045`

Property Details

APN / Parcel Number

Primary APN	`06-21-258-045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	978 sqft
Basement Area	978 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	396 PURDUE LN
City	ELGIN
State	IL
Zip	60123-6934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLELGE PARK UNIT 4 LOT 162
Legal Subdivision	COLLELGE PARK
Legal Block	2
Legal Lot Number	162
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2032
Census Tract	851908

Owner

Source: Kane County records · APN 06-21-258-045

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	396 PURDUE LN, ELGIN, IL 60123-6934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2003 · Amount on Record
Deed Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	2003213579
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	396 PURDUE LN, ELGIN, IL 60123-6934
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000455
Date	Jan 05, 2021
Instrument	2021K000455

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Jun 01, 2045

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00 (+15.83%) Homeowner's exemption
2024		$79,185 (+21.39%) Land $21,363 Building $57,822	$237,650 (+21.44%) Land $64,115 Building $173,535
2022	$5,135.00 (+4.69%) Homeowner's exemption	$65,230 (+6.96%) Land $17,598 Building $47,632	$195,690 (+6.96%) Land $52,794 Building $142,896
2021	$4,905.00 Homeowner's exemption	$60,986 Land $16,453 Building $44,533	$182,958 Land $49,359 Building $133,599

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.