396 Poplar Dr, Elko, NV 89801 Property Records

Elko County property record for 396 Poplar Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1995
Lot Size	0.147 acres (6,403 sqft)
Owner	Company Name on Record
Last Sale	$254,000 (Feb 2017)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Aug 2022 Transfer Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-960-030`

Property Details

APN / Parcel Number

Primary APN	`001-960-030`
Alternative APN	`001-610-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	396 POPLAR DR
City	ELKO
State	NV
Zip	89801-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	THE BLUFFS SUBDIVISION UNIT NO 3 FILE 353016,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	09
Legal Subdivision	BLUFFS SUBDIVISION UNIT 3
Legal Block	A
Legal Lot Number	28
Legal Unit	3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2026
Census Tract	950701

Owner

Source: Elko County records, as of July 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	396 POPLAR DR, ELKO, NV 89801-2403
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Intrafamily Transfer, Transfer
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 28, 2020	Deed of Trust, Mortgage · Line of Credit ELKO FCU
Apr 29, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Feb 28, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Dec 6, 2012 · Amount on Record
Deed Document Number	2017722574
Last Transfer Date	Jul 28, 2022
Transfer Doc	0000808828
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Aug 1, 2022
Property Address	396 POPLAR DR, ELKO, NV 89801-2403
Document Number	0000808828
Map Reference	FILE 65742
Instrument Date	Jul 28, 2022
Instrument	808828
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	396 POPLAR DR, ELKO, NV 89801-2403

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	396 POPLAR DR, ELKO, NV 89801-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000767627
Date	Apr 21, 2020
Instrument	767627

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	396 POPLAR DR, ELKO, NV 89801-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000769012
Date	May 28, 2020
Instrument	769012

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 27, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	396 POPLAR DR, ELKO, NV 89801-2403
Document Number	0000768001
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 POPLAR DR ELKO NV 898012403, ELKO, NV 89801-2403

Mortgage

Document Number	0000768001
Date	Apr 30, 2020
Instrument	768001

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

February 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 28, 2017
Property Address	396 POPLAR DR, ELKO, NV 89801-2403
Document Number	0000722574
Map Reference	FILE353016
Instrument Date	Jan 17, 2017
Instrument	722574
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 WABASH CIR, 2012, SPARKS, NV 89434-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 POPLAR DR, ELKO, NV 89801-2403

Mortgage

Document Number	0000722575
Date	Feb 28, 2017
Instrument	722575

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Elko County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00 (+2.93%)	$83,024 (+11.78%) Land $21,700 Building $61,324	$237,211 (+11.78%) Land $62,000 Building $175,211
2024	$2,558.00 (+9.69%)
2023	$2,332.00 (+3%)	$74,275 (+13.28%) Land $15,750 Building $58,525	$212,214 (+13.28%) Land $45,000 Building $167,214
2022	$2,264.00	$65,565 Land $15,750 Building $49,815	$187,329 Land $45,000 Building $142,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 49% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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