396 Pebble Beach Dr, Monroe, MI 48162 Property Records

Monroe County property record for 396 Pebble Beach Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,123 sqft · built 2001
Lot Size	57 acres (2,482,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Sep 2021)
Tax Bill	$7,958 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-774-080-00`

Property Details

APN / Parcel Number

Primary APN	`07-774-080-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	3,123 sqft Living Area
1st Floor Area	1,936 sqft
Basement Area	1,936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Lot Area	2,482,920 sqft (57 acres)
Lot Dimensions	237 ft deep x 104 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	396 PEBBLE BEACH DR
City	MONROE
State	MI
Zip	48162-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	SEC 26 T6S R9E NW 1/4 (.57 AC) CYPRESS POINTE ESTATES LOT 80
Legal Range	09E
Legal Township	06S
Legal Section	26
Legal Subdivision	CYPRESS POINTE ESTATES
Legal Lot Number	80
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	6
Census Block	6002
Census Tract	831400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 PEBBLE BEACH DR, MONROE, MI 48162-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Jul 29, 2021	Deed of Trust, Mortgage SIGNATURE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Oct 7, 2010
Deed Document Number	202123981
Prior Transfer Date	Aug 13, 2002
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 16, 2021
Property Address	396 PEBBLE BEACH DR, MONROE, MI 48162-8851
Document Number	2021R23981
Map Reference	LB 19 PG 44-52
Instrument Date	Sep 13, 2021
Instrument	2021R23981
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	396 PEBBLE BEACH DR, 396, MONROE, MI 48162-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 PEBBLE BEACH DR, MONROE, MI 48162-8851

Mortgage

Document Number	0000024174
Date	Sep 17, 2021
Instrument	2021R24174

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	396 PEBBLE BEACH DR, MONROE, MI 48162-8851
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R20073
Date	Jul 29, 2021
Instrument	2021R20073

Lender

Name	SIGNATURE BANK
Type	Bank
Address	TOLEDO, OH 43623

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jan 23, 2022

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,000 (+1.84%) Land $266,000	$532,000 (+1.84%) Land $532,000
2025	$7,958.00 (+1.27%) Homeowner's exemption	$261,200 (+4.35%) Land $261,200	$522,400 (+4.35%) Land $522,400
2023	$7,858.00 Homeowner's exemption	$250,300	$500,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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