396 Orchard Rd, Bowie, TX 76230 Property Records

Montague County property record for 396 Orchard Rd, Bowie, TX 76230

Property Summary

Property Type	Rural Home
Details	2,540 sqft · built 2017
Lot Size	80.5 acres (3,506,580 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,450 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000008928`

Property Details

APN / Parcel Number

Primary APN	`R000008928`
Alternative APN	`20319.0043.0000.0682`

Interior

Building Area	2,540 sqft Living Area
Gross Area	5,744 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,506,580 sqft (80.5 acres)
Porch	Porch
Porch Area	208 sqft
Patio Area	1,036 sqft

Location & Zoning

Account Number	20319.0043.0000.0682
Street Address	396 ORCHARD RD
City	BOWIE
State	TX
Zip	76230-7198
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACRES: 80.500 AB 319 BLK 43 HILL CSL
Legal Subdivision	HILL COUNTY SCHOOL LANDS ABSTRACT 319
Legal Block	43
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	1
Census Block	1044
Census Tract	950402

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 ORCHARD RD, BOWIE, TX 76230-7198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 26, 2017	Deed of Trust, Mortgage LEGEND BANK NA
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 25, 2017	Deed of Trust, Mortgage · Construction Mortgage LEGEND BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	396 ORCHARD RD, BOWIE, TX 76230-7198
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2101158
Date	Mar 15, 2021
Instrument	2101158

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	396 ORCHARD RD, BOWIE, TX 76230-7198
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1703981
Date	Sep 26, 2017
Instrument	1703981

Lender

Name	LEGEND BANK NA
Type	Bank
Address	BOWIE, TX 76230

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	396 ORCHARD RD, BOWIE, TX 76230-7198
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1803934
Date	Aug 31, 2018
Instrument	1803934

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	396 ORCHARD RD, BOWIE, TX 76230-7198
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1703980
Date	Sep 25, 2017
Instrument	1703980

Lender

Name	LEGEND BANK NA
Type	Bank
Address	BOWIE, TX 76230

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,450.00 (+231.28%) Homeowner's exemption	$480,300 (+0.92%) Land $34,720 Building $445,580	$1,199,930 (-14.28%) Land $754,350 Building $445,580
2025	$1,947.00 (+22.76%) Homeowner's exemption Additional exemption filed	$475,910 (+12.01%)	$1,399,900 (+35.95%) Land $957,950 Building $441,950
2023		$424,870	$1,029,680 Land $627,900 Building $401,780
2022	$1,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 69% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
AMA TechTel Communications Fixed Wireless	100 / 20
Comcell Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Rise Broadband, T-Mobile.

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