Bourbon County property record for 396 Oldson Rd, Paris, KY 40361
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1995 |
| Lot Size | 7.08 acres (308,405 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $582 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-00-00-018.01 |
| Primary APN | 063-00-00-018.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 308,405 sqft (7.08 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 396 OLDSON RD |
|---|---|
| City | PARIS |
| State | KY |
| Zip | 40361-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.08 AC - 396 OLDSON RD |
| Legal Tract | 3 |
| Jurisdiction | BOURBON KY |
| Township / Civil Division | NORTH MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 30600 |
Source: Bourbon County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 396 OLDSON RD, PARIS, KY 40361-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Feb 15, 2018 | Intrafamily Transfer, Transfer · ARM KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2018 |
| Transfer Doc | 000306/483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 396 OLDSON RD, PARIS, KY 40361-9553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 396 HOUSING RD, PARIS, KY 40361 |
| Document Number | 685/150 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 685/150 |
| Instrument | 792857 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURBON KY |
| Property Address | 396 OLDSON RD, PARIS, KY 40361-9553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 645/179 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 645/179 |
| Instrument | 783211 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOURBON KY |
| Recording Date | Feb 15, 2018 |
| Property Address | 396 OLDSON RD, PARIS, KY 40361-9553 |
| Document Number | 306/483 |
| Book / Page | 306 / 483 |
| Map Reference | CAB B SL 285 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Tax | $37.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 396 OLDSON RD, PARIS, KY 40361-9553 |
| Document Number | 623410 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 623/410 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.1% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 7.1% |
| Max Rate At Change | 9.1% |
| Index | 1-Year CMT |
| Max Rate | 13.1% |
Source: Bourbon County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bourbon County |
| Unified School District | Bourbon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $582.00 (-5.83%) Homeowner's exemption | $117,000 (-) Land $60,000 Building $57,000 | $117,000 (-) Land $60,000 Building $57,000 |
| 2023 | $618.00 Homeowner's exemption | $117,000 Land $60,000 Building $57,000 | $117,000 Land $60,000 Building $57,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1997–2018) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUDY WATER ASSOCIATION private · serves 5,539 people · EPA ID KY0870147 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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