Lewis And Clark County property record for 396 Obsidian Ave, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,416 sqft · built 2016 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $393,800 (May 2016) |
| Tax Bill | $4,298 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R633920 |
| Primary APN | R633920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 2,162 sqft |
| Attic | Attic |
| Attic Area | 254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000045127 |
|---|---|
| Street Address | 396 OBSIDIAN AVE |
| City | HELENA |
| State | MT |
| Zip | 59602-8667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE MEADOWS SUBD, S13, T10 N, R04 W, BLOCK 11, LOT 10, PER COS #3160896 |
| Legal Range | 04W |
| Legal Township | 10N |
| Legal Section | 13 |
| Legal Subdivision | STONE MEADOWS SUBD |
| Legal Block | 11 |
| Legal Lot Number | 10 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 503 |
396 Obsidian Ave is owned and occupied by two individuals who bought it in May 2016.
Source: Lewis And Clark County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 OBSIDIAN AVE, HELENA, MT 59602-8667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF HELENA |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2016 · Amount on File |
| Deed Sale | May 16, 2016 · Amount on File |
| Deed Document Number | 20163289354 |
| Deed Book / Page | 51 / 3490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 396 OBSIDIAN AVE, HELENA, MT 59602-8667 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | NOT AVAILABLE, FLYING S TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 396 OBSIDIAN AVE, HELENA, MT 59602-8667 |
| Document Number | 00M62/5122 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | M62/5122 |
| Instrument | 3415651 |
| Name | VALLEY BANK OF HELENA |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 396 OBSIDIAN AVE, HELENA, MT 59602-8667 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | M58/8933 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | M58/8933 |
| Instrument | 3374809 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 396 Obsidian Ave was $4,298.
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Municipality | Helena City |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,298.00 | $668,200 | |
| 2025 | $668,200 Land $127,008 Building $541,192 | ||
| 2023 | $6,014.00 | $547,800 | $547,800 Land $108,371 Building $439,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Obsidian Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Obsidian Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Montana Internet.
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