Umatilla County property record for 396 NW Elder St, Pilot Rock, OR 97868
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,782 sqft · built 1995 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,500 (May 2022) |
| Tax Bill | $1,931 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1S3208D000602 |
| Primary APN | 1S3208D000602 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Family Room | Family Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Lot Area | 14,400 sqft (0.331 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 224 sqft |
|---|---|
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 103826 |
|---|---|
| Street Address | 396 NW ELDER ST |
| City | PILOT ROCK |
| State | OR |
| Zip | 97868 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Range | 32 |
| Legal Township | 01S |
| Legal Section | 08 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | PILOT ROCK |
| Census Block Group | 2 |
| Census Block | 2482 |
| Census Tract | 951400 |
396 NW Elder St, a mobile home, is owned by two individuals who bought it in May 2022.
Source: Umatilla County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3040 SW RIVER VIEW DR, PENDLETON, OR 97801-1789 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RANLIFE HOME LOANS |
| May 20, 2022 | Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 20227410364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 396 NW ELDER ST, PILOT ROCK, OR 97868-6868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|
| Document Number | 20217230460 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-7230460 |
| Name | RANLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | May 20, 2022 |
| Property Address | 396 NW ELDER ST, PILOT ROCK, OR 97868-6868 |
| Document Number | 20227410364 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022-7410364 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 NW ELDER ST, PILOT ROCK, OR 97868-6868 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3040 SW RIVER VIEW DR, PENDLETON, OR 97801-1789 |
| Document Number | 20227410365 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022-7410365 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 396 NW Elder St was $1,931.
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Pilot Rock City |
| Unified School District | Pilot Rock School District 2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,931.00 | $113,200 Land $26,390 Building $86,810 | $152,950 Land $47,070 Building $105,880 |
| 2023 | $1,858.00 | $106,710 Land $24,870 Building $81,840 | $151,850 Land $33,730 Building $118,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 396 NW Elder St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 NW Elder St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 75% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PILOT ROCK serves 1,326 people · EPA ID OR4100626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wtechlink Fiber · Fixed Wireless | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
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