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396 N Gulf Blvd, Placida, FL 33946 Property Records

Charlotte County property record for 396 N Gulf Blvd, Placida, FL 33946

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 2003
Lot Size0.196 acres (8,560 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (Mar 2019)
Tax Bill$9,438 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN41-20-31-428-001

Property Details

APN / Parcel Number

Primary APN41-20-31-428-001
Alternative APNs
  • 0088297-000200-5
  • 10004659771

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,484 sqft Living Area
Gross Area1,993 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof MaterialWood Shingle
Lot Area8,560 sqft (0.196 acres)
Lot Dimensions107 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area1,006 sqft
Deck Area112 sqft
Patio Area827 sqft
Loading Dock137 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004659771
Old Parcel Number00882970002005
Street Address396 N GULF BLVD
CityPLACIDA
StateFL
Zip33946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBBI
Legal DescriptionPIE 002 00EE 0025 PALM ISLAND ESTATES UN 2 BLK EE LT 25 LESS THE SW/LY 13 FT 1610/1418 E1771/1349 3955/2025 4415
Legal Range20E
Legal Township41S
Legal Section29
Legal SubdivisionPALM ISLAND ESTATES
Legal BlockEE
Legal Lot Number25
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1018
Census Tract30402

Owner

396 N Gulf Blvd is owned and occupied by two individuals who bought it in March 2019.

Source: Charlotte County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 702, PLACIDA, FL 33946-0702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
REPUBLIC BANK & TRUST CO
Mar 15, 2019Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2019 · Amount on File
Deed SaleMar 15, 2019 · Amount on File
Prior SaleMar 26, 2015 · Amount on File
Deed Document Number2691832
Deed Book / Page4415 / 2044
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address396 N GULF BLVD, PLACIDA, FL 33946
Transaction TypeMortgage
Record UpdatedAug 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 N GULF BLVD, PLACIDA, FL 33946

Mortgage

Document Number0048041839
DateJul 15, 2021
Book Page4804/1839
Instrument2972037
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address396 N GULF BLVD, PLACIDA, FL 33946
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFREIBERT & MATTINGLY TITLE G

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043671953
DateOct 12, 2018
Book Page4367/1953
Instrument2652892
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 15, 2019
Property Address396 N GULF BLVD, PLACIDA, FL 33946
Document Number0044152044
Book / Page004415 / 002044
Instrument DateMar 8, 2019
Instrument2691832
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyMSC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,475.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24621 E BERRY PL AURORA CO 800165875, AURORA, CO 80016-5875

Mortgage

Document Number44152046
DateMar 15, 2019
Book Page004415/002046
Instrument2691833
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueMar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 396 N Gulf Blvd was $9,438 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,438.00 Homeowner's exemption$611,795$554,854 Land $237,600 Building $317,254
2023$4,418.00 (-58.97%) Homeowner's exemption$215,798 (-63.64%)$529,985 (-10.69%) Land $237,600 Building $292,385
2022$10,767.00 Homeowner's exemption$593,439 Land $168,300 Building $425,139$593,439 Land $168,300 Building $425,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 396 N Gulf Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 242 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies369 units insured
incl. 127 condo units
Nearby Flood Claims326 (1982–2024)
Claims Outside the SFHA1 of 326
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 156 claims
  • Hurricane Helene, Oct 2024 · 108 claims
  • Hurricane Ian, Sep 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 N Gulf Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCILLA UTILITIES, INC.
public/private · serves 1,068 people · EPA ID FL6084079
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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