Kane County property record for 396 N Crystal St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,150 sqft · built 1930 |
| Lot Size | 0.145 acres (6,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,353 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-130-003 |
| Primary APN | 06-14-130-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 1,541 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 391 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,295 sqft (0.145 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 396 N CRYSTAL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB NORTH 1/2 EXCEPT SOUTH 7.5 FT LOT 136 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 1 |
| Legal Lot Number | 136 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851102 |
396 N Crystal St is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 N CRYSTAL ST, ELGIN, IL 60123-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 396 N Crystal St was $3,353 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,353.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $59,953 (+8.57%) Land $14,044 Building $45,909 | $179,931 (+8.57%) Land $42,149 Building $137,782 |
| 2024 | $55,220 Land $12,935 Building $42,285 | $165,726 Land $38,821 Building $126,906 | |
| 2022 | $884.00 (-68.56%) Disabled Person's exemption | $45,489 (+6.96%) Land $10,656 Building $34,833 | $136,467 (+6.96%) Land $31,968 Building $104,499 |
| 2021 | $2,812.00 Homeowner's exemption | $42,529 Land $9,963 Building $32,566 | $127,587 Land $29,889 Building $97,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 N Crystal St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 396 N Crystal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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