396 Morse Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 396 Morse Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	2,448 sqft · built 1944
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Aug 2018)
Tax Bill	$10,874 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`49-03304-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`49-03304-0000-00013`
Alternative APNs	`4900160000000018` `490330400013`

Interior

Stories	2 Stories
Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900160000000018
Street Address	396 MORSE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	40X100 1.6LT
Legal Subdivision	RIDGEFIELD HOME CO
Legal Block	3304
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	4
Census Block	4005
Census Tract	45101

Owner

396 Morse Ave is owned by an individual who bought it in August 2018.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	235B HIGHLAND AVE, PALISADES PARK, NJ 07650
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Jul 6, 2005 · Amount on File
Deed Document Number	20185513501
Deed Book / Page	3015 / 751
Prior Transfer Date	Jul 6, 2018
Prior Transfer Doc	0030150751
Record Updated	Oct 29, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 1, 2018
Property Address	396 MORSE AVE, RIDGEFIELD, NJ 07657-2536
Document Number	0030150751
Book / Page	3015 / 751
Instrument Date	Jul 6, 2018
Instrument	18-055135.01
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 MORSE AVE, RIDGEFIELD, NJ 07657-2536

Tax Assessment & Valuation

The 2025 property tax bill for 396 Morse Ave was $10,874, up 2.9% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,400 (+3.19%) Land $330,000 Building $332,400	$662,400 (+3.19%) Land $330,000 Building $332,400
2025	$10,874.00 (+2.91%)	$641,900 Land $314,000 Building $327,900	$641,900 Land $314,000 Building $327,900
2024	$10,567.00
2023		$609,200 Land $295,000 Building $314,200	$609,200 Land $295,000 Building $314,200
2022	$10,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 Morse Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Morse Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20