396 Mercury Dr, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 396 Mercury Dr, Nipomo, CA 93444

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,509 sqft · built 2001
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$218,000 (Oct 2013)
Tax Bill$3,897 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN092-091-002

Property Details

APN / Parcel Number

Primary APN092-091-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,509 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Construction TypeManufactured
Lot Area6,000 sqft (0.138 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address396 MERCURY DR
CityNIPOMO
StateCA
Zip93444-9607
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRSF
Legal DescriptionTR 199 BL 1 LT 2
Legal SubdivisionGALAXY PARK
Legal Tract199
Legal Block1
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1018
Census Tract12403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address396 MERCURY DR, NIPOMO, CA 93444-9607
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 11, 2021Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2013 · Amount on Record
Deed SaleOct 4, 2013 · Amount on Record
Prior SaleJul 30, 2004 · Amount on Record
Deed Document Number201356497
Prior Transfer DateMay 3, 2001
Prior Transfer Doc0000041396
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address396 MERCURY DR, NIPOMO, CA 93444-9607
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 MERCURY DR, NIPOMO, CA 93444-9607

Mortgage

Document Number0000061992
DateSep 9, 2021
Instrument2021061992
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term266 Months
DueNov 1, 2043

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address396 MERCURY DR, NIPOMO, CA 93444-9607
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 MERCURY DR, NIPOMO, CA 93444-9607

Mortgage

Document Number0000056040
DateAug 11, 2021
Instrument2021056040
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term267 Months
DueNov 1, 2043

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$272,570 (+2%) Land $137,536 Building $135,034
2025$3,897.00 (+6.13%)$267,227 (+4.04%) Land $134,840 Building $132,387
2023$3,672.00 (+6.78%)$256,853 Land $129,605 Building $127,248
2022$3,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - NIPOMO
private · serves 4,512 people · EPA ID CA4010018
Water SourcePurchased surface water from NIPOMO COMM SERVICES DIST
Last State InspectionSep 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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