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396 Maple Rd, Lake Ozark, MO 65049 Property Records

Camden County property record for 396 Maple Rd, Lake Ozark, MO 65049

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,088 sqft · built 1963
Lot Size0.311 acres (13,547 sqft)
OwnerCompany Name on File
Tax Bill$3,277 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01 5.0 22.0 000.0 002 023.000

Property Details

APN / Parcel Number

Primary APN01 5.0 22.0 000.0 002 023.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,088 sqft Gross Area
1st Floor Area1,088 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Lot Area13,547 sqft (0.311 acres)
Lot Dimensions131 ft deep x 102 ft wide

Location & Zoning

Street Address396 MAPLE RD
CityLAKE OZARK
StateMO
Zip65049-6400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31
Legal Range16W
Legal Township40N
Legal Section22
Legal SubdivisionHORSESHOE BEND NO 8
Legal Lot Number31
JurisdictionCAMDEN MO
Township / Civil DivisionPAWHUSKA
Census Block Group1
Census Block1019
Census Tract950102

Owner

Source: Camden County records · APN 01 5.0 22.0 000.0 002 023.000

Assessment roll updated November 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1 COURT CIR NW, CAMDENTON, MO 65020-8501
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL TRUST BANK
Aug 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2026
Deed SaleFeb 09, 2026
Prior SaleAug 27, 2021 · Amount on Record
Deed Book / Page922 / 504
Prior Transfer DateFeb 04, 2026
Prior Transfer Doc0922000504
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address396 MAPLE RD, LAKE OZARK, MO 65049-6400
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 MAPLE RD, LAKE OZARK, MO 65049-6400

Mortgage

Document Number000346/261
DateSep 12, 2022
Book Page346/261
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 12, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address396 MAPLE RD, LAKE OZARK, MO 65049-6400
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyLAKE OF OZARKS LAND TTL COMP

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 MAPLE RD, LAKE OZARK, MO 65049-6400

Mortgage

Document Number000345/943
DateAug 17, 2022
Book Page345/943
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
Unified School DistrictSchool of The Osage School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,277.00 (+214.79%)$61,930 (+217.75%)$325,947 (+217.75%)
2023$19,490 (-)$102,579 (-)
2022$1,041.00$19,490$102,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), as of April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290299501021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wave Internet Technologies
Fixed Wireless		100 / 100
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO3021377, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMDEN COUNTY PWSD 4 HORSESHOE BEND
serves 7,912 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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