396 Maple Cir, Arab, AL 35016 Property Records

Marshall County property record for 396 Maple Cir, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,100 sqft · built 2006
Lot Size	0.355 acres (15,474 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2026)
Tax Bill	$484 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-08-0-000-018.041`

Property Details

APN / Parcel Number

Primary APN	`14-03-08-0-000-018.041`
Alternative APNs	`143080000018041` `506563`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,474 sqft (0.355 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	506563
Street Address	396 MAPLE CIR
City	ARAB
State	AL
Zip	35016-3988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 MAPLE HILLS SUB PB 7 PG 340
Legal Subdivision	MAPLE HILLS SUB
Legal Lot Number	43
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1018
Census Tract	30501

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 MAPLE CIR, ARAB, AL 35016-3988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 29, 2020	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	20263310905
Deed Book / Page	7201 / 124
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	0044910313
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Mar 11, 2026
Property Address	396 MAPLE CIR, ARAB, AL 35016-3988
Document Number	0003310905
Book / Page	7201 / 124
Map Reference	MB 7 PG 340
Instrument Date	Mar 6, 2026
Instrument	3310905
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 PLEASANT HILL RD, GUNTERSVILLE, AL 35976-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	396 MAPLE CIR, ARAB, AL 35016-3988
Investor	Possibly a Property Investor

Mortgage

Document Number	0003310906
Date	Mar 11, 2026
Instrument	3310906

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Jul 29, 2020
Property Address	396 MAPLE CIR, ARAB, AL 35016-3988
Document Number	0003210470
Book / Page	6383 / 51
Map Reference	MB 7 PG 340
Instrument Date	Jul 24, 2020
Instrument	3210470
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 MAPLE CIR, ARAB, AL 35016-3988
Investor	Possibly a Property Investor

Mortgage

Document Number	0003210471
Date	Jul 29, 2020
Instrument	3210471

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$484.00 (+5.91%)
2025	$457.00 (+8.55%)	$11,060 (-5.47%)	$120,000 (+2.65%) Land $18,000 Building $102,000
2024		$11,700 (+5.79%)	$116,900 (+5.89%) Land $17,600 Building $99,300
2023	$421.00 (+3.69%)	$11,060 (+12.86%)	$110,400 (+12.77%) Land $16,500 Building $93,900
2022	$406.00 (+8.56%)
2021	$374.00 Homeowner's exemption	$9,800	$97,900 Land $15,000 Building $82,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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