396 Main St, Windber, PA 15963 Property Records

Cambria County property record for 396 Main St, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Tax Bill	$936 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52-003.-125.000`

Property Details

APN / Parcel Number

Primary APN	`52-003.-125.000`
Alternative APN	`052 027753`

Exterior

Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	396 MAIN ST
City	WINDBER
State	PA
Zip	15963-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H G
Jurisdiction	CAMBRIA PA
Township / Civil Division	SCALP LEVEL
Census Block Group	2
Census Block	2018
Census Tract	13700

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 MAIN ST, WINDBER, PA 15963-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISERV FINANCIAL BANK
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit AMERISERV FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2010
Deed Sale	Dec 22, 2010
Deed Book / Page	2444 / 1193
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	396 MAIN ST, WINDBER, PA 15963-1015
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500010692
Date	Nov 6, 2025
Instrument	2025-00010692

Lender

Name	AMERISERV FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	396 MAIN ST, WINDBER, PA 15963-1015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003187
Date	Mar 28, 2018
Book Page	0000002018/0000003187
Instrument	180-00003187

Lender

Name	AMERISERV FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Scalp Level Borough
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$936.00 (-56.89%)	$21,520 (-) Land $1,550 Building $19,970
2024	$2,171.00	$21,520 Land $1,550 Building $19,970
1972			$21,520 Land $1,550 Building $19,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1981–2005)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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