396 Main St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 396 Main St, Westbrook, ME 04092

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4.5 ba · 3,916 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$7,483 (2023)
Deeds & Mortgages	May 2020 Refinance Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:040 L:116`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:040 L:116`
Alternative APNs	`M:040 B:116` `3602`

Interior

Bedrooms	8 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,916 sqft Living Area
Gross Area	8,085 sqft
1st Floor Area	1,470 sqft
Attic	Attic
Attic Area	1,182 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	396 MAIN ST
City	WESTBROOK
State	ME
Zip	04092-4389
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	16
Legal Lot Number	116
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1005
Census Tract	2800

Owner

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 MAIN ST, WESTBROOK, ME 04092-4389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	396 MAIN ST, WESTBROOK, ME 04092-4389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367050060
Date	May 18, 2020
Book Page	36705/60
Instrument	25503

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	396 MAIN ST, WESTBROOK, ME 04092-4389
Document Number	0351730277
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 MAIN ST #D WESTBROOK ME 040924390, D, WESTBROOK, ME 04092-4390

Mortgage

Document Number	0351730277
Date	Sep 27, 2018
Book Page	035173/000277
Instrument	49501

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$7,483.00 (+10.13%)	$448,600 (+19.5%) Land $74,600 Building $374,000
2022	$6,795.00	$375,400 Land $62,200 Building $313,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1999–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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