Kennebec County and Readfield Town property record for 396 Main St, Readfield, ME 04355 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,218 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,500 (2023) |
| Tax Bill | $2,677.00 (2025) |
| Primary APN | RFLD M:136 L:020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,218 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 722 |
|---|---|
| Street Address | 396 MAIN ST |
| City | READFIELD |
| State | ME |
| Zip | 04355-3106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 20 |
| Jurisdiction | READFIELD ME |
| Minor Civil Division | READFIELD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 15000 |
Source: Kennebec County and Readfield Town records · APN RFLD M:136 L:020
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 MAIN ST, READFIELD, ME 04355-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE COMPANY |
| Sep 06, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Nov 23, 2005 |
| Deed Doc Number | 202317384 |
| Deed Book / Page | 14855 / 294 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READFIELD ME |
| Recording Date | May 12, 2026 |
| Property Address | 396 MAIN ST, READFIELD, ME 04355-3106 |
| Document Number | 2026009531 |
| Book / Page | 15721 / 281 |
| Instrument Date | May 01, 2026 |
| Instrument | 20269531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 396 MAIN ST, READFIELD, ME 04355-3106 |
| Document Number | 0000009531, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 15721/281 |
| Instrument | 20269531 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 01, 2053 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READFIELD ME |
| Recording Date | Sep 06, 2023 |
| Property Address | 396 MAIN ST, READFIELD, ME 04355-3106 |
| Document Number | 2023017384 |
| Book / Page | 14855 / 294 |
| Instrument Date | Sep 05, 2023 |
| Instrument | 2023017384 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 PARK ST # 155, 155, BATH, ME 04530-2828 |
| Document Number | 2023017385 |
|---|---|
| Date | Sep 06, 2023 |
| Instrument | 2023017385 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Readfield Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Readfield Town |
| Unified School District | Regional School Unit 38 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,677.00 (+3.64%) | $222,000 (+15.09%) Land $32,300 Building $189,700 |
| 2024 | $2,583.00 (+55.51%) | $192,900 (+64.45%) Land $28,100 Building $164,800 |
| 2023 | $1,661.00 (+38.65%) | $117,300 (+11.61%) Land $24,700 Building $92,600 |
| 2022 | $1,198.00 | $105,100 Land $22,100 Building $83,000 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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