396 Main St, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 396 Main St, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,291 sqft · built 1961
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$887,500 (Aug 2024)
Tax Bill	$11,275 (2026)
Deeds & Mortgages	Jan 2021 Refinance Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:017 B:002 L:011`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:017 B:002 L:011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,291 sqft Living Area
Gross Area	5,900 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	396 MAIN ST
City	BOXFORD
State	MA
Zip	01921-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PURITAN HILLS SEC 01
Legal Block	2
Legal Lot Number	11
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	5
Census Block	5009
Census Tract	213100

Owner

396 Main St is owned and occupied by two individuals who bought it in August 2024.

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	396 MAIN ST, BOXFORD, MA 01921-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on File
Deed Sale	Aug 7, 2024 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Book / Page	42260 / 173
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	396 MAIN ST, BOXFORD, MA 01921-1418
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039423-365
Date	Jan 19, 2021
Book Page	39423/365
Instrument	20210119002980

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	396 MAIN ST, BOXFORD, MA 01921-1418
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043090-558
Date	Nov 25, 2025
Book Page	43090/558
Instrument	20251125000540

Lender

Name	AMERICAN FINANCING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	396 MAIN ST, BOXFORD, MA 01921-1418
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040152-566
Date	Aug 6, 2021
Book Page	40152/566
Instrument	20210806000630

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	396 MAIN ST, BOXFORD, MA 01921-1418
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40152-566
Date	Aug 6, 2021
Book Page	40152/566
Instrument	20210806000630

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 396 Main St was $11,275, up 4.7% from the year before.

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,275.00 (+4.75%)	$832,700 (+4.05%) Land $419,900 Building $412,800	$971,215 (+17.71%)
2025	$10,764.00 (-0.69%)	$800,300 (-3.65%) Land $399,900 Building $400,400	$825,075
2024	$10,839.00 (+6.65%)	$830,600 (+13.11%) Land $399,900 Building $430,700
2023	$10,163.00	$734,300 Land $357,200 Building $377,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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