396 Luce Rd, Groton, NY 13073 Property Records

Tompkins County and Lansing Town property record for 396 Luce Rd, Groton, NY 13073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,228 sqft · built 2016
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,543 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503289 20.-1-30.41`

Property Details

APN / Parcel Number

Primary APN	`503289 20.-1-30.41`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,228 sqft Living Area
1st Floor Area	1,256 sqft
2nd Floor Area	1,302 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	740 sqft
Porch	Slab
Porch Area	394 sqft
Patio Area	456 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	396 LUCE RD
City	GROTON
State	NY
Zip	13073-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	30.041
Jurisdiction	TOMPKINS NY
Township / Civil Division	LANSING
Census Block Group	1
Census Block	1027
Census Tract	2300

Owner

Source: Tompkins County and Lansing Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 LUCE RD, GROTON, NY 13073-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFCU CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	396 LUCE RD, GROTON, NY 13073-9646
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000958
Date	Feb 1, 2024
Instrument	2024-00958

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	396 LUCE RD, GROTON, NY 13073-9646
Document Number	0000012509
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	396 LUCE RD GROTON NY 130739646, GROTON, NY 13073-9646

Mortgage

Document Number	0000012509
Date	Dec 10, 2020
Instrument	12509

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	396 LUCE RD, GROTON, NY 13073-9646
Document Number	0000011628
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 LUCE RD GROTON NY 130739646, GROTON, NY 13073-9646

Mortgage

Document Number	0000011628
Date	Nov 17, 2020
Instrument	11628

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2025

Tax Assessment & Valuation

Source: Tompkins County and Lansing Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Lansing Town
Unified School District	Lansing Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,543.00
2025		$480,000 (+6.67%) Land $28,000 Building $452,000	$480,000 (+6.67%) Land $28,000 Building $452,000
2023		$450,000 Land $28,000 Building $422,000	$450,000 Land $28,000 Building $422,000
2019	$3,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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