396 Hoyt St, Buffalo, NY 14213 Property Records

Erie County and Buffalo City property record for 396 Hoyt St, Buffalo, NY 14213

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 850 sqft · built 1890
Lot Size0.069 acres (3,013 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Mar 2024)
Tax Bill$641 (2026)
Deeds & MortgagesSep 2022 Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN140200 88.68-2-20

Property Details

APN / Parcel Number

Primary APN140200 88.68-2-20
Alternative APNs
  • 02000886800002020000
  • 04807000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area850 sqft Living Area
1st Floor Area612 sqft
Upper Floors Area238 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeRaised
Lot Area3,013 sqft (0.069 acres)
Lot Dimensions131 ft deep x 22.5 ft wide
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04807000
Street Address396 HOYT ST
CityBUFFALO
StateNY
Zip14213-1217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-2R
Legal Description158. N BIRD
Legal SubdivisionSTEVENS SURVEY
Legal Block2
Legal Lot Number20.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group5
Census Block5005
Census Tract6301

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address396 HOYT ST, BUFFALO, NY 14213-1217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 25, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 6, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Prior SaleDec 6, 2022 · Amount on Record
Deed Document Number20242024047968
Deed Book / Page11429 / 3236
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address396 HOYT ST, BUFFALO, NY 14213-1217
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 HOYT ST, BUFFALO, NY 14213-1217

Mortgage

Document Number0140666630
DateSep 8, 2022
Book Page14066/6630
Instrument2022170876
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2052

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateMar 25, 2024
Property Address396 HOYT ST, BUFFALO, NY 14213-1217
Document Number0114293236
Book / Page11429 / 3236
Instrument DateMar 20, 2024
Instrument2024047968
Transaction TypeTransfer
Record UpdatedApr 17, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 N ZEBRA ST, DUNKIRK, NY 14048-1712

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 HOYT ST, BUFFALO, NY 14213-1217

Mortgage

Document Number0141215530
DateMar 25, 2024
Book Page14121/5530
Instrument2024047969
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionERIE NY
Recording DateDec 6, 2022
Property Address396 HOYT ST, BUFFALO, NY 14213-1217
Document Number0114114364
Book / Page11411 / 4364
Instrument DateNov 3, 2022
Instrument2022227444
Transaction TypeTransfer
Record UpdatedApr 2, 2024

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2290 UNION RD APT 119, 119, WEST SENECA, NY 14224-1442

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 N ZEBRA ST, DUNKIRK, NY 14048-1712

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$641.00 (-64.31%) Homeowner's exemption
2025$1,796.00 (+16.4%)$194,000 (+104.21%) Land $18,000 Building $176,000$194,000 (+25.59%) Land $18,000 Building $176,000
2024$1,543.00 (+212.98%) Homeowner's exemption$95,000 (-) Land $4,700 Building $90,300$154,472 (+13.82%) Land $7,642 Building $146,830
2023$493.00 Homeowner's exemption$95,000 Land $4,700 Building $90,300$135,714 Land $6,714 Building $129,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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