Wayne County property record for 396 Guy Smith Rd, La Grange, NC 28551
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 2,642 sqft · built 2023 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $190 (2023) |
| Deeds & Mortgages | Apr 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 3548898204 |
| Primary APN | 3548898204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,642 sqft Heated Area |
| Gross Area | 4,481 sqft |
| 1st Floor Area | 1,824 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 761111 |
|---|---|
| Street Address | 396 GUY SMITH RD |
| City | LA GRANGE |
| State | NC |
| Zip | 28551-8504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | GUY SMITH RD |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | SAULSTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 302 |
396 Guy Smith Rd, a rural home, is owned by an individual.
Source: Wayne County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 DANA DR, LA GRANGE, NC 28551-8596 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 396 GUY SMITH RD, LA GRANGE, NC 28551-8504 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 106 DANA DR, LA GRANGE, NC 28551-8596 |
| Document Number | 003813/335 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 3813/335 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | May 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Max Rate | 11.7% |
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,390 (-) Land $34,100 Building $441,290 | $475,390 (-) Land $34,100 Building $441,290 | |
| 2025 | $475,390 (+46.54%) Land $34,100 Building $441,290 | $475,390 (+46.54%) Land $34,100 Building $441,290 | |
| 2024 | $324,400 Land $23,290 Building $301,110 | $324,400 Land $23,290 Building $301,110 | |
| 2023 | $190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Guy Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 396 Guy Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Benzo(a)pyrene resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
May also be available: T-Mobile.
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