396 Grand Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 396 Grand Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,002 sqft · built 1987
Lot Size	0.251 acres (10,934 sqft)
Owner	Owner Name on File
Last Sale	$785,000 (Jun 2005)
Tax Bill	$13,693 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178-0032-0037-00`

Property Details

APN / Parcel Number

Primary APN	`178-0032-0037-00`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,002 sqft Living Area
1st Floor Area	2,143 sqft
2nd Floor Area	1,859 sqft
Attic Area	743 sqft
Basement Area	2,063 sqft
Finished Basement	1,057 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	220 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	396 GRAND AVE
City	CINCINNATI
State	OH
Zip	45205-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	396-98 GRAND AVE 51.40 X 220.93 BRR PT LOT 62-63 JACKSON SUB
Legal Subdivision	JACKSON SUB
Legal Lot Number	62-63 63
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	9600

Owner

Source: Hamilton County records · APN 178-0032-0037-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	396 GRAND AVE, CINCINNATI, OH 45205-2222
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2005 · Amount on Record
Deed Sale	Jun 16, 2005 · Amount on Record
Prior Sale	Nov 22, 1994
Deed Document Number	05-096922
Deed Book / Page	9962 / 00695
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	396 GRAND AVE, CINCINNATI, OH 45205-2222
Document Number	0000089793
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 02, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 GRAND AVE CINCINNATI OH 452052222, CINCINNATI, OH 45205-2222

Mortgage

Document Number	0000089793
Date	Sep 04, 2020
Book Page	014247/000102
Instrument	89793

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,693.00 (+3.06%) Homeowner's exemption	$232,715 (-) Land $30,380 Building $202,335
2024	$13,287.00 (-2.55%) Homeowner's exemption	$232,715 (-) Land $30,380 Building $202,335
2023	$13,634.00 (+11.26%) Homeowner's exemption	$232,715 (+23.15%) Land $30,380 Building $202,335	$664,900 (+23.15%) Land $86,800 Building $578,100
2022	$12,254.00 Homeowner's exemption	$188,962 Land $26,733 Building $162,229
2020			$539,890 Land $76,380 Building $463,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.