Hays County property record for 396 Ginger St, Buda, TX 78610 · Last verified April 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $868,015 (2025) |
| Primary APN | 118846000B004002 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|
| Account Number | R202780 |
|---|---|
| Street Address | 396 GINGER ST |
| City | BUDA |
| State | TX |
| Zip | 78610-4630 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | SUNFIELD PHASE FIVE SECTION FIVE, BLOCK B, LOT 4, ACRES 0.19 |
| Legal Subdivision | SUNFIELD PHASE FIVE SECTION FIVE |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | HAYS TX |
| Minor Civil Division | KYLE-BUDA |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 10923 |
Source: Hays County records · APN 118846000B004002
Assessment roll updated December 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 GINGER ST, BUDA, TX 78610-4630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage SMI FINANCIAL SERVICES |
| May 01, 2025 | Vendor's Lien, Transfer · Veterans Administration Mortgage RSI FINANCIAL SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2025 · Amount on Record |
| Deed Sale | May 01, 2025 · Amount on Record |
| Deed Doc Number | 202515524 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Apr 01, 2026 |
| Property Address | 396 GINGER ST, BUDA, TX 78610-4630 |
| Document Number | 0000011274 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202611274 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 396 GINGER ST, BUDA, TX 78610-4630 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011274, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202611274 |
| Name | SMI FINANCIAL SERVICES |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | May 01, 2025 |
| Property Address | 396 GINGER ST, BUDA, TX 78610-4630 |
| Document Number | 0000015524 |
| Map Reference | FILE 24013998 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 25015524 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | CON TITLE, CROWN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2401 FOUNTAIN VIEW DR # 215215, 215215, HOUSTON, TX 77057-4827 |
| Name | Verified Name |
|---|---|
| Address | 396 GINGER ST, BUDA, TX 78610-4630 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015525 |
|---|---|
| Date | May 01, 2025 |
| Instrument | 25015525 |
| Name | RSI FINANCIAL SERVICES |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2055 |
Source: Hays County records · Assessment roll updated December 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $63,720 Land $63,720 | $63,720 Land $63,720 |
396 Ginger St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Hays County (48209C), updated May 21, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 62nd percentile of exposed land nationally · 47th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 787 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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