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396 Garson Ave, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 396 Garson Ave, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,308 sqft · built 2023
Lot Size0.117 acres (5,120 sqft)
OwnerIndividual Name on File
Last Sale$177,000 (Nov 2025)
Tax Bill$1,179 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Nov 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN047369-00.0

Property Details

APN / Parcel Number

Primary APN047369-00.0
Alternative APNs
  • 140010761000020590000000
  • 261400 107.61-2-59

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,308 sqft Living Area
1st Floor Area654 sqft
2nd Floor Area654 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,120 sqft (0.117 acres)
Lot Dimensions128 ft deep x 40 ft wide
PorchPorch
Porch Area121 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number047369-00.0
Street Address396 GARSON AVE
CityROCHESTER
StateNY
Zip14609-6334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Description0057.00 205 18 01894 166 HAYWARD TER SUB
Legal Block2
Legal Lot Number59.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2006
Census Tract5700

Owner

Source: Monroe County and Rochester City records · APN 047369-00.0

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address396 GARSON AVE, ROCHESTER, NY 14609-6334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE LYONS NATIONAL BANK
Nov 19, 2025Deed of Trust, Mortgage
CITY OF ROCHESTER
Nov 19, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
THE LYONS NATIONAL BANK
Apr 28, 2022Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleJun 01, 2007 · Amount on Record
Deed Document Number20253356166
Deed Book / Page13147 / 205
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address396 GARSON AVE, ROCHESTER, NY 14609-6334
Transaction TypeMortgage
Record UpdatedJan 08, 2026
Title CompanyCHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 GARSON AVE, ROCHESTER, NY 14609-6334

Mortgage

Document Number202503356168
DateNov 19, 2025
Book Page31193/958
Instrument202503356168
Lender
NameTHE LYONS NATIONAL BANK
TypeBank
AddressGENEVA, NY 14456
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address396 GARSON AVE, ROCHESTER, NY 14609-6334
Transaction TypeMortgage
Record UpdatedJan 08, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 GARSON AVE, ROCHESTER, NY 14609-6334

Mortgage

Document Number202503356170
DateNov 19, 2025
Book Page31193/964
Instrument202503356170
Lender
NameCITY OF ROCHESTER
TypeGovernment Agency
AddressROCHESTER, NY 14614
Agreement
AmountAmount Recorded

November 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONROE NY
Recording DateNov 19, 2025
Property Address396 GARSON AVE, ROCHESTER, NY 14609-6334
Document Number202503356166
Book / Page13147 / 205
Map ReferenceLB 7 PG 14
Instrument DateSep 29, 2025
Instrument202503356166
Transaction TypeTransfer
Record UpdatedJan 08, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$708.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address755 CULVER RD, ROCHESTER, NY 14609-7464

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 GARSON AVE, ROCHESTER, NY 14609-6334

Mortgage

Document Number202503356167
DateNov 19, 2025
Instrument202503356167
Lender
NameTHE LYONS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE NY
Recording DateApr 28, 2022
Property Address396 GARSON AVE, ROCHESTER, NY 14609-6334
Document Number0000000493
Book / Page12655 / 419
Map ReferenceLB 7 PG 14
Instrument DateApr 27, 2022
Instrument202204280493
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

AmountAmount Recorded
Tax$14.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address30 CHURCH ST, ROCHESTER, NY 14614-1206

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 CULVER RD, ROCHESTER, NY 14609-7464
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County and Rochester City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,179.00 (-3.2%)$130,100 (-) Land $7,000 Building $123,100$130,100 (-) Land $7,000 Building $123,100
2024$1,218.00$130,100 (+4,386.21%) Land $7,000 Building $123,100$130,100 (+3,623.53%) Land $7,000 Building $123,100
2023$2,900 Land $2,900$3,494 Land $3,494

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30

May also be available: Frontier, Greenlight Networks Holding, T-Mobile USA.

Based on FCC filings for 378 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROCHESTER CITY
serves 210,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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