396 Elm Dr, Wheeling, IL 60090 Property Records

Cook County property record for 396 Elm Dr, Wheeling, IL 60090

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,684 sqft · built 1974
Lot Size	0.046 acres (1,989 sqft)
Owner	Individual Name on Record
Tax Bill	$5,708 (2023)
Deeds & Mortgages	Jul 2021 Transfer May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-12-302-190`

Property Details

APN / Parcel Number

Primary APN	`03-12-302-190`
Alternative APN	`03-12-302-190-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,989 sqft (0.046 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	396 ELM DR
City	WHEELING
State	IL
Zip	60090-6209
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(HARMONY) VILLAGE RESUB OF PTS SECS11&12 SEC 11-42-11
Legal Range	11E
Legal Township	42N
Legal Section	11
Legal Subdivision	HARMONY VILLAGE RESUB OF PTS SECS11&12
Legal Block	35
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	4
Census Block	4000
Census Tract	802505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 ELM DR, WHEELING, IL 60090-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 24, 2019	Loan Modification, Mortgage · Conventional Mortgage BANK OF HOPE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2009
Transfer Doc	0000055098
Record Updated	Sep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 1, 2021
Property Address	396 ELM DR, WHEELING, IL 60090-6209
Document Number	0018219028
Map Reference	DOC LR2720033
Instrument Date	Apr 2, 2021
Instrument	2118219028
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 ELM DR, WHEELING, IL 60090-6209

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	396 ELM DR, WHEELING, IL 60090-6209
Document Number	1914455019
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	396 ELM DR WHEELING IL 600906209, WHEELING, IL 60090-6209

Mortgage

Document Number	1914455019
Date	May 24, 2019
Instrument	14455019

Lender

Name	BANK OF HOPE
Address	LAKE ZURICH, IL 60047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 23, 2024

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+21.74%) Land $3,978 Building $24,022	$280,000 (+21.74%) Land $39,780 Building $240,220
2023	$5,708.00 (-22.34%)
2022	$7,350.00	$22,999 Land $4,499 Building $18,500	$229,990 Land $44,990 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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