396 E Waterlynn Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 396 E Waterlynn Rd, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,837 sqft · built 2014
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jul 2026)
Tax Bill	$6,143 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4655-39-5767.000`

Property Details

APN / Parcel Number

Primary APN	`4655-39-5767.000`
Alternative APN	`80016680`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,837 sqft Heated Area
Gross Area	5,087 sqft
1st Floor Area	1,720 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	9,017 sqft (0.207 acres)
Lot Width	75 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	110 sqft
Patio Area	400 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80016680
Street Address	396 E WATERLYNN RD
City	MOORESVILLE
State	NC
Zip	28115-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLI
Legal Description	L101 FOXFIELD P2B PB-60120
Legal Subdivision	FOXFIELD
Legal Block	39
Legal Lot Number	101
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1013
Census Tract	61605

Owner

396 E Waterlynn Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Iredell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	396 E WATERLYNN RD, MOORESVILLE, NC 28115-8027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	20265553
Deed Book / Page	3231 / 2148
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 31, 2026
Property Address	396 E WATERLYNN RD, MOORESVILLE, NC 28115-8027
Document Number	0000005553
Book / Page	3231 / 2148
Instrument Date	Jul 31, 2026
Instrument	20265553
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	SOUTHERN TITLE, SOUTHERN HOMES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 E WATERLYNN RD, MOORESVILLE, NC 28115-8027

Mortgage

Document Number	0000005554,
Date	Jul 31, 2026
Instrument	20265554

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	396 E WATERLYNN RD, MOORESVILLE, NC 28115-8027
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028221052
Date	Jun 15, 2021
Book Page	2822/1052

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	396 E WATERLYNN RD, MOORESVILLE, NC 28115-8027
Document Number	2627135
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	396 E WATERLYNN RD MOORESVILLE NC 281158027, MOORESVILLE, NC 28115-8027

Mortgage

Document Number	2627135
Date	Jun 25, 2019
Book Page	002627/000135

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 396 E Waterlynn Rd was $6,143, up 1% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,740 (-) Land $88,000 Building $509,740	$597,740 (-) Land $88,000 Building $509,740
2025	$6,143.00 (+0.99%)	$597,740 (-) Land $88,000 Building $509,740	$597,740 (-) Land $88,000 Building $509,740
2024	$6,083.00 (+0.4%)	$597,740 (-) Land $88,000 Building $509,740	$597,740 (-) Land $88,000 Building $509,740
2023	$6,059.00 (+26.86%)	$597,740 (+45.32%) Land $88,000 Building $509,740	$597,740 (+45.32%) Land $88,000 Building $509,740
2022	$4,776.00	$411,340 Land $52,000 Building $359,340	$411,340 Land $52,000 Building $359,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 E Waterlynn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 E Waterlynn Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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